Trainee Credit Officer
Utkarsh Small Finance BankFixed
₹15,500 - ₹18,000
Average Incentives*
₹25,000
Earning Potential
₹43,000
Fixed
₹15,500 - ₹18,000
Average Incentives
₹25,000
Earning Potential
₹43,000
You can earn more incentive if you perform well
Field Job
Full Time
Freshers only
Basic EnglishJob highlights
58 applicants
Benefits include: PF, Petrol Allowance, Health Insurance, ESI (ESIC), Accommodation
Job Description
Job Description of a Trainee Credit Officer:
- Assess and analyze customers' credit scores and financial history to determine their risk profile.
- Approve or reject loan applications based on risk assessment and bank policies.
- Prepare and explain repayment plans to customers, including monthly installment amounts, interest rates, and other associated charges.
- Communicate decisions clearly to both customers and management, providing reasoning and financial details where necessary.
उत्कर्ष स्मॉल फ़ाइनेंस बैंक में ट्रेनी क्रेडिट ऑफ़िसर का काम होता है, ग्राहकों के क्रेडिट स्कोर और वित्तीय इतिहास के आधार पर उनके जोखिम का आकलन करना. इसके अलावा, ऋण अनुरोधों को स्वीकृत या अस्वीकृत करना और ग्राहकों को भुगतान योजना बताना भी उनके काम में आता है. ट्रेनी क्रेडिट ऑफ़िसर के काम का विवरण: ग्राहकों के क्रेडिट स्कोर और वित्तीय इतिहास के आधार पर जोखिम अनुपात की गणना और विश्लेषण करना. ऋण अनुरोधों को स्वीकृत या अस्वीकृत करना. ग्राहकों के लिए मासिक किस्त राशि, ब्याज़ दर, और अन्य लागतों की व्याख्या करते हुए भुगतान योजनाएँ निर्धारित करना. अपने निर्णय को ग्राहकों और प्रबंधन दोनों को बताना.
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The candidate should have studied 12th Pass and people who have 0 to 1 years are eligible to apply for this job. You can apply for more jobs in Varanasi to get hired quickly.
The candidate should have Basic English skills and sound communication skills for this job.
Only Male candidates can apply for this job.
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