Area Credit Manager
Tata Capital Finance Ltd
Work from Office
Full Time
Min. 2 yearsJob Description
Area Credit Manager - Secured Business Loans (Micro LAP) - Vijayawada - Punnaiah & Vajramma Complex - JM
Credit Appraisal - Underwriting/recommending of proposals for non-collateral/collateral backed education loan.
Understanding process and policies and implementing the same to ensure smooth transactions
Provide training to CPAs/CPC so that they work in synergy with the companies policies and norms
Delinquency Management for the location
Vendor / Cost management managing the outsource agencies and ensure TAT is maintained by these agencies.
PDD Management- controlling and tracking PDDs through proper MIS for the location
Basic knowledge of loan underwriting
Knowledge of Mortgage Lending Business- awareness on risk involved wrt to title of property
Should be able to conduct personal discussions with clients ( self employed) independently and arrive at cash flow analysis.
Good communication and report writing skills
Basic knowledge of Banking
Job role
Job requirements
About company
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The candidate should have completed the required education and people who have 2 to 31 years are eligible to apply for this job. You can apply for more jobs in Vijayawada to get hired quickly.
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