Credit Officer - Loan and Risk Assessment Specialist
Equitas Small Finance Ltd
Work from Office
Full Time
Min. 2 yearsJob Description
Credit Officer
- Risk Assessment: Review loan requests and evaluate credit history, income, assets, and debts to establish risk levels.
- Application Processing: Gather required financial documents, structure payment plans, and compute interest rates and credit scores.
- Compliance & Policy: Ensure all loan processing and disbursements align with banking guidelines, legal frameworks, and lending policies.
- Portfolio Monitoring: Track progress of existing loans, monitor repayment schedules, and handle follow-ups for delinquent accounts or renewals.
- Client Advisory: Educate borrowers on available loan products and eligibility requirements, ensuring a smooth application experience
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Banking OperationsYou can expect a minimum salary of 0 INR. The salary offered will depend on your skills, experience and performance in the interview.
The candidate should have completed the required education and people who have 2 to 31 years are eligible to apply for this job. You can apply for more jobs in Wardha to get hired quickly.
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