Getlux

Collection Executive / Officer

Getlux
Ernakulam
₹16,000 - ₹33,000 monthly*

Fixed

₹16,000 - ₹18,000

Average Incentives*

₹15,000

Earning Potential

₹33,000

Field JobField Job
Full TimeFull Time
Any experienceAny experience
Basic EnglishBasic English

Job highlights

4 applicants

4 applicants

Benefits include:  Petrol Allowance

Benefits include: Petrol Allowance

Job Description

We are looking for a motivated Debt Recovery Executive to handle collection of overdue personal loan accounts for our NBFC. You will be responsible for contacting borrowers, negotiating repayments, and ensuring timely recovery while maintaining professional and ethical customer relations.


- Field Collection: Visit customers and make calls/SMS/WhatsApp follow-ups for overdue EMIs

- Recovery: Meet monthly and daily collection targets as per assigned portfolio

- Negotiation: Counsel borrowers on repayment options, OTS/settlement schemes, and legal consequences of default

- Documentation: Update collection activities daily in CRM/collection app. Collect post-dated cheques, ECS mandates where applicable

- Customer Relationship: Maintain polite and professional communication as per RBI guidelines. No harassment

- Reporting: Submit daily visit reports, collection reports, and feedback to Team Lead/Manager

- Legal Coordination: Coordinate with legal team for NPA accounts, demand notices, and legal action if required

Job role

Department
DepartmentBanking / Insurance / Financial Services
Role / Category
Role / CategoryDebt Collections / Recovery
Employment type
Employment typeFull Time
Shift
ShiftDay Shift

Job requirements

Experience
ExperienceAny experience
Education
Education12th Pass
Skills
SkillsBusiness Loans, Personal Loans, Two-Wheeler Loans
English level
English levelBasic English
Regional language
Regional languageFluent in speaking Malayalam
Assets
AssetsTwo-wheeler Vehicle, Two Wheeler Driving License
Age limit
Age limit20 - 40 years
Gender
GenderMale

About company

Name
NameGetlux
Address
AddressNorth Paravur, Kerala, India,kadavanthara, Ernakulam town Ernakulam
Job posted by Getlux

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You can expect a minimum salary of 16,000 INR and can go up to 33,000 INR. The salary offered will depend on your skills, experience and performance in the interview.

The candidate should have studied 12th Pass and people who have 0 to 31 years are eligible to apply for this job. You can apply for more jobs in Kochi to get hired quickly.

The candidate should have Basic English skills and sound communication skills for this job.

Only Male candidates can apply for this job.

No, it's not a work from home job and can't be done online. You can explore and apply for other work from home jobs in Kochi at apna.

No work-related deposit needs to be made during your employment with the company.

Go to the apna app and apply for this job. Click on the apply button and call HR directly to schedule your interview.

The last date to apply for this job is 31 Jul 2026. For more details, download apna app and find Full Time jobs in Kochi . Through apna, you can find jobs in 64 cities across India. Join NOW!