Branch Manager
Jana Small Finance BankFixed
₹30,000 - ₹40,000
Average Incentives*
₹10,000
Earning Potential
₹50,000
Fixed
₹30,000 - ₹40,000
Average Incentives
₹10,000
Earning Potential
₹50,000
You can earn more incentive if you perform well
Field Job
Full Time
Min. 5 years
Basic EnglishJob highlights
Urgently hiring
6 applicants
Benefits include: Travel Allowance (TA), Petrol Allowance, Mobile Allowance, Laptop, Health Insurance
Job Description
- Business Growth & Portfolio Management: Develop strategies to acquire new clients, drive loan disbursements (often via Joint Liability Groups), and grow savings accounts. Maintain a healthy, high-quality loan portfolio.
- Delinquency & Recovery Operations: Monitor repayment schedules, conduct field visits, and coordinate with field officers to minimize non-performing assets (NPAs) and resolve overdue accounts.
- Risk Assessment & Compliance: Approve or reject loan applications. Enforce the standard 5 Cs of credit (Character, Capacity, Capital, Collateral, and Conditions) and ensure strict adherence to microfinance regulations and internal risk policies.
- Team Leadership & Mentorship: Hire, train, and supervise field workers and administrative staff. Set branch targets, evaluate performance, and foster a highly motivated, productive team environment.
- Financial & Administrative Oversight: Manage daily cash flow, process weekly cash requisitions, and verify daily collection reports (DCR) and vouchers. Ensure the security and data protection of the branch.
- Customer Service & Financial Literacy: Lead pre-disbursement orientations, educate unbanked populations on financial literacy, and ensure excellent customer service to maintain high client retention rates.
Job role
Job requirements
About company
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The candidate should have completed Graduate degree and people who have 5 to 31 years are eligible to apply for this job. You can apply for more jobs in Bhubaneswar to get hired quickly.
The candidate should have Basic English skills and sound communication skills for this job.
Both Male and Female candidates can apply for this job.
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