Bank Branch Manager
Mahaganpati Multi State Cooperative Credit Society LimitedFixed
₹30,000 - ₹60,000
Average Incentives*
₹10,000
Earning Potential
₹70,000
Fixed
₹30,000 - ₹60,000
Average Incentives
₹10,000
Earning Potential
₹70,000
You can earn more incentive if you perform well
Job highlights
Urgently hiring
2 applicants
Benefits include: PF, ESI (ESIC)
Job Description
- Key Responsibilities1. Branch OperationsOversee day-to-day branch operations.
- Ensure smooth functioning of cash, clearing, deposits, withdrawals, and remittance services.
- Maintain branch security, housekeeping, and infrastructure.
- Ensure proper maintenance of records and documentation.
- Monitor ATM, digital banking, and customer service operations.
- 2. Business DevelopmentAchieve branch business targets.
- Mobilize deposits (Savings, Current, FD, RD).
- Increase CASA growth.
- Promote loan products including:
- Personal Loans
- Gold Loans
- Vehicle Loans
- Housing Loans
- MSME Loans
- Agricultural Loans
- Cross-sell insurance, digital banking, and other financial products.
- Develop business relationships with individuals, businesses, societies, and institutions.
- 3. Credit ManagementAppraise loan proposals.
- Verify borrower eligibility and documentation.
- Monitor loan disbursement process.
- Ensure timely recovery of loans.
- Monitor NPAs and initiate recovery measures.
- Maintain quality of loan portfolio.
- 4. Customer Relationship ManagementEnsure excellent customer service.
- Resolve customer complaints promptly.
- Build long-term relationships with customers.
- Conduct customer meetings and financial awareness programs.
- Improve customer satisfaction and retention.
- 5. Compliance & Risk ManagementEnsure compliance with:
- Banking Regulations
- Cooperative Banking Rules
- RBI Guidelines
- KYC/AML norms
- Internal policies
- Coordinate internal and statutory audits.
- Ensure timely submission of regulatory reports.
- Identify and mitigate operational risks.
- 6. Team LeadershipLead and motivate branch staff.
- Allocate duties and monitor performance.
- Conduct staff meetings.
- Provide training and coaching.
- Ensure discipline and productivity.
- Build a positive work culture.
- 7. Financial ManagementMonitor branch profitability.
- Control operational expenses.
- Improve business productivity.
- Prepare branch business plans.
- Monitor daily income and expenditure.
- 8. Marketing & Community EngagementOrganize deposit mobilization campaigns.
- Build relationships with local businesses, farmers, SHGs, cooperative societies, educational institutions, and government offices.
- Participate in community development initiatives.
- Increase the bank's market presence.
- Required SkillsBranch Operations
- Banking Regulations
- Credit Appraisal
- Deposit Mobilization
- Loan Recovery
- Customer Relationship Management
- Leadership
- Team Management
- Communication Skills
- Problem Solving
- Business Development
- Sales Management
- Risk Management
- Digital Banking
- Financial Analysis
- MS Office & Core Banking Software
Job role
Job requirements
About company
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The candidate should have completed Graduate degree and people who have 2 to 31 years are eligible to apply for this job. You can apply for more jobs in Pune to get hired quickly.
The candidate should have Basic English skills and sound communication skills for this job.
Both Male and Female candidates can apply for this job.
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