How much salary can I expect as a Credit Underwriter in Kotak Mahindra Bank Limited in Ahmedabad?

You can expect a minimum salary of 0 INR. The salary offered will depend on your skills, experience and performance in the interview.

What is the eligibility criteria to apply for Credit Underwriter in Kotak Mahindra Bank Limited in Ahmedabad?

The candidate should have completed the required education and people who have 2 to 31 years are eligible to apply for this job. You can apply for more jobs in Ahmedabad to get hired quickly.

Is there any specific skill required for this job?

The candidate should have sound communication skills and sound communication skills for this job.

Who can apply for this job?

Both Male and Female candidates can apply for this job.

Is it a work from home job?

No, it's not a work from home job and can't be done online. You can explore and apply for other work from home jobs in Ahmedabad at apna.

Are there any charges or deposits required while applying for the role or while joining?

No work-related deposit needs to be made during your employment with the company.

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Credit Underwriter

Kotak Mahindra Bank Limited

Credit Underwriter

Kotak Mahindra Bank Limited

Ahmedabad

Not disclosed

Work from Office

Full Time

Min. 2 years

Job Description

Credit Manager-Loan Against Property-Credit

We are looking for a qualified and experienced Credit Underwriter to manage credit evaluation for Self-Employed Non-Professional (SENP) and Self-Employed Professional (SEP) mortgage cases. The role involves in-depth financial analysis, customer visits, and credit decision-making to ensure high-quality underwriting and minimal delinquency. The ideal candidate will have a strong understanding of mortgage lending, economic indicators, and regulatory norms. The role also includes mentoring Credit Processing Associates (CPAs), monitoring their productivity, and ensuring adherence to internal policies and audit standards.

Conduct credit underwriting for SENP/SEP mortgage cases with in-depth financial and business analysis. Visit customers to understand business background and validate financials. Monitor delinquency of underwritten cases during the initial stages to maintain near-zero default levels. Maintain credit quality and stay updated on economic indicators and mortgage industry trends. Ensure consistent productivity in processing and decision-making. Support implementation of head office and local credit policies at the ground level. Mentor and monitor CPAs to ensure quality output and productivity. Handle audit and compliance requirements related to underwriting.