Credit Analyst

Analyst, Credit Analysis

About Northern Trust

As a global leader in innovative wealth management, asset servicing, asset management and banking services, Northern Trust (Nasdaq: NTRS) is proud to guide the world’s most successful individuals, families, corporations and institutions.

Since 1889, we have aligned our efforts with our three guiding Principles That Endure: Service, Expertise, and Integrity. Together, they reflect the three cornerstones of business conduct which we strive to instill in our employees, whom we call partners, and to provide to our clients and the communities we serve worldwide.

With more than 135 years of financial experience and over 24,000 partners, we serve the world’s most sophisticated clients using leading technology and exceptional service.

Summary:

Under general supervision, the Analyst, Credit Analysis is responsible for reviewing Corporate, Healthcare and Not-for-Profit financials/annual reports and other supporting financial data to prepare spread sheets and input data into the Moody’s Credit Lens. This role supports Senior Analysts and Credit Portfolio Managers in underwriting activities.

Major Responsibilities:

1. Review entity financials/annual reports and other supporting financial data to accurately prepare spreads in Moody’s Credit Lens (MCL).
2. Partner with Bankers, Relationship Managers and other internal clients through financial/credit analysis and identification of risk factors.  Adds value to ultimate client relationship by providing timely response and quality underwriting in coordination with client needs.

3. Prepare critical weekly/monthly/quarterly reports for Management.
4. Perform quality check of the spreads / reports and ensure they are as per the guidelines.

Knowledge Skills:

• Significant knowledge of U.S. finance and accounting usually acquired through formal education and appropriate experience required to analyze and evaluate financial statements.

• Analytical and communication skills (verbal and written) are required to analyze entities’ operating performance and prepare presentations.

• Good working knowledge of MS Word and Excel.

• Attention to detail, organizational skills and ability to work independently.

• This role helps build the foundation required to become a Credit Underwriter.

Experience Required:

•  0-1 years of banking or other financial/credit analysis related experience.
• Certification of CFA (Level 1-3) & FRM would be preferred.

Shift Timing: EMEA: 12:30PM to 9:30PM IST

Working with Us

As a Northern Trust partner, you will be part of a flexible and collaborative work culture, which has a strong history of financial strength and stability. Movement within the organization is encouraged, senior leaders are accessible, and you can take pride in working for a company committed to an inclusive workplace and assisting the communities we serve.

Philanthropy is deeply rooted in Northern Trust’s history and is an essential element of our culture. Employees around the world give their time and talent to work for the greater good of their communities.

Reasonable Accommodation

Northern Trust is committed to working with and providing adjustments to individuals with health conditions and disabilities. If you need a reasonable accommodation for any part of the employment process, please email our HR Service Center at MyHRHelp@ntrs.com, or alternatively you can discuss your individual requirements with the recruiter you are working with.

About Our Bangalore Office

The Northern Trust Bangalore office, established in 2005, is home to over 5,600 employees.  In this stunning office space, we offer fantastic amenities which include our Arrival Hub - Jungle, the GameZone, and the Employee Experience Zone that appeal to both clients and employees. Learn more.

Experience Level

Senior Level