Payments and Cards Consultant

DTA Payments and Cards Consultant

Minimum Qualifications: • Graduation in Computer Science, Information Technology, Engineering, Finance, or a related field. • 5–20 years of experience in payments and/or cards consulting, implementation, or solution design roles. • Hands on experience (5+ years) working with Global Pay Plus in implementation, configuration, or solution architecture. • Strong expertise in SEPA payment schemes (credit transfer, direct debit), including message formats, processing flows, and compliance requirements. • Solid understanding of XML based payment messages and schemas relevant to SEPA and bank payment interfaces. • Proven ability to work with cross functional teams and stakeholders in a consulting or client facing environment. Job Locations : Bangalore, Chennai, Hyderabad, Pune , Noida • Lead end to end consulting engagements on DTA payments and card processing using Global Pay Plus and SEPA standards. • Analyze client payment ecosystems, identify gaps, and define target state architectures and roadmaps for payments modernization. • Design and configure Global Pay Plus modules for SEPA credit transfers, direct debits, and related payment schemes, ensuring compliance and performance. • Translate business and regulatory requirements into detailed functional and technical specifications, including XML based payment messages. • Collaborate with engineering teams to integrate payment solutions with core banking, card systems, and external payment networks. • Conduct impact analysis, solution design reviews, and walkthroughs with stakeholders across business, technology, and operations. • Support testing strategy (SIT, UAT, regression) by defining test scenarios, validating XML message structures, and troubleshooting defects. • Provide subject matter expertise on SEPA rules, cut off times, settlement cycles, and exception handling for high volume payment processing. • Guide clients on best practices for payment operations, straight through processing, and risk and compliance controls in the payments and cards domain. • Mentor junior consultants, share domain knowledge, and contribute to internal accelerators, templates, and knowledge repositories.