Senior Credit Analyst - Financial Institutions (Banks/NBFCs)

Senior Credit Analyst - Financial Institutions (Banks/NBFCs)

About Us

 

At ANZ, we're shaping a world where people and communities thrive, driven by a common goal: to improve the financial wellbeing and sustainability of our customers. Our Institutional bank helps our largest customers move trade and capital around the region, providing our people with great opportunities to build their technical expertise and their careers.

About the Role

 

We are seeking a skilled professional to join the Research & Analysis (R&A) team, supporting Financial Institutions Group (FIG) clients, including Banks and Non-Banking Financial Institutions (NBFIs). The role involves end-to-end credit analysis and portfolio management with global exposure.

 

Role Location: Bangalore
Role Type: Permanent

 

What will your day look like?

As an Institutional Research & Analysis Analyst, your accountabilities include:

 

• Prepare annual and interim credit memoranda through detailed financial analysis of financial institutions, including banks, insurance companies, and other NBFIs.
• Conduct credit analysis by evaluating financial statements, risk profiles, and overall performance.
• Monitor and track rating changes, financial disclosures, and industry developments impacting the portfolio.
• Ensure accuracy and quality of static data across internal systems.
• Respond to stakeholder queries in a timely and professional manner.
• Maintain strong adherence to internal policies, procedures, and governance frameworks.
• Build and sustain effective working relationships with Relationship Managers (RMs), R&A Associates, and Risk Executives to ensure risks are identified and mitigated.
• Support end-to-end credit management activities across all FIG segments.
• Contribute to additional R&A activities as required by the team.
• Work within a global coverage model, supporting diverse geographies.

What will you bring?

To Grow and Succeed in This Role, You Will Ideally Bring:

 

• 1–3 years of relevant experience in Financial Institutions (FI) credit analysis and research.
• Strong understanding of credit risk, banking fundamentals, and financial analysis.
• Proven ability in credit writing and report preparation, with attention to detail and quality.
• Working knowledge of Group Credit policies, principles, and governance frameworks.
• Ability to build strong, collaborative relationships with internal stakeholders.
• Excellent written and verbal communication skills.
• Educational background in MBA (Finance) or Postgraduate degree in Commerce / Accounting or related field.

So why join us?

 

ANZ is a place where big things happen as we work together to provide banking and financial services across more than 30 markets. With more than 7,500 people, our Bengaluru team is the bank's largest technology, data and operations centre outside Australia. In operation for over 33 years, the centre is critical in delivering the bank's strategy and making an impact for our millions of customers around the world. Our Bengaluru team not only drives the transformation initiatives of the bank, it also drives a culture that makes ANZ a great place to be. We're proud that people feel they can be themselves at ANZ and 90 percent of our people feel they belong. 

 

We know our people need different things to be great in their role, so we offer a range of flexible working options, including hybrid work (where the role allows it). Our people also enjoy a range of benefits including access to health and wellbeing services.

 

We want to continue building a diverse workplace and welcome applications from everyone. Please talk to us about any adjustments you may require to our recruitment process or the role itself. If you are a candidate with a disability or access requirements, let us know how we can provide you with additional support.

 

To find out more about working at ANZ visit https://www.anz.com/careers/. You can apply for this role by visiting ANZ Careers and searching for reference number 114305

Job Posting End Date

24/04/2026 , 11.59pm, (Melbourne Australia)

Experience Level

Senior Level