Equitas Small Finance Ltd

National Product Manager - Small Business Loans

Equitas Small Finance Ltd
Chennai
Not disclosed
Work from OfficeWork from Office
Full TimeFull Time
Min. 5 yearsMin. 5 years

Job Description

National Product Manager - SBL

 

Home
Product Head - Retail


S.NO.DESIRED RESULTWEIGHTAGEKEY PERFORMANCE INDICATORAnnexure
1Develop products and specific promotional schemes in line with the market dynamics.10Overdraft/Unsecured facility to exisitng and new customers
POS Based lending for existing and new customers
Targeting Gold loans through Retail Branches for existing and new customers		Annexure 1
2Regular analysis of portfolio trends, data cuts and proposing process/product changes accordingly10ED to be less than 1%
Quick Mortality to be less than 0.5%		Annexure 2
3Co-ordinate with Risk, Credit, Process and Collections teams to understand and improve on existing processes. Performing Credit and Operational Risk analysis on the portfolio and understand early warning signals  10ED Analysis to be done and learnings if any to be incorporated in the process and product notes.Annexure 3
4Adherence to Compliance Reporting and process.10Compliance reporting to be on time and reporting checks done by Compliance to come out with NIL defaultsAnnexure 4
5Strategic launches for business acquisition with profit improvement and portfolio quality in perspective.Ensuring Profitability and TPP income as per the budgets10Alliances with corporates for sourcing
>10 lacs specifc Insurance products to be launched		Annexure 5
6Supporting marketing activities to achieve the plan desired numbers including launching of contests, monitoring of incentives etc10Incentive to be made available to staff T+1 month
Incentive model basis SAP data
Incentive scheme for improving disbursals in specific products		Annexure 6
7Ensure costs and revenues are on par with the budgeted figures as per P&L
Cost to income ratio, ROA and ROE should be as per the budget		10Overall P&L profitabilityAnnexure 7
8Ensure a robust LOS and LMS platforms for loan booking5Annexure 8Annexure 8
9Provide necessary data and tools to the field force to enable branches to focus on critical areas5Annexure 9Annexure 9
10To take-up various Cross Functional & Non Cross Functional Projects (both IT & Non IT) and ensure timely completion of the same in coordination with various stakeholders.5Annexure 10Annexure 10
11Team Development5Annexure 11Annexure 11
12Collaboration5Annexure 12Annexure 12
13Team Management5Annexure 13Annexure 13






Annexure 1
 Scoring method5
(Outstanding)		4
(Excellent)		3
(Very Good)		2
(Good)		1
(Adequate)
% of Achievement100%96 - 99 %91 - 95 %81 - 90 %<81% 






Annexure 2
 Scoring method5
(Outstanding)		4
(Excellent)		3
(Very Good)		2
(Good)		1
(Adequate)
% of Achievement100%96 - 99 %91 - 95 %81 - 90 %<81% 






Annexure 3
 Scoring method5
(Outstanding)		4
(Excellent)		3
(Very Good)		2
(Good)		1
(Adequate)
% of Achievement100%96 - 99 %91 - 95 %81 - 90 %<81% 






Annexure 4
 Scoring method5
(Outstanding)		4
(Excellent)		3
(Very Good)		2
(Good)		1
(Adequate)
% of Achievement100%96 - 99 %91 - 95 %81 - 90 %<81% 






Annexure 5
 Scoring method5
(Outstanding)		4
(Excellent)		3
(Very Good)		2
(Good)		1
(Adequate)
% of Achievement100%96 - 99 %91 - 95 %81 - 90 %<81% 






Annexure 6
 Scoring method5
(Outstanding)		4
(Excellent)		3
(Very Good)		2
(Good)		1
(Adequate)
% of Achievement100%96 - 99 %91 - 95 %81 - 90 %<81% 






Annexure 7
 Scoring method5
(Outstanding)		4
(Excellent)		3
(Very Good)		2
(Good)		1
(Adequate)
% of Achievement100%96 - 99 %91 - 95 %81 - 90 %<81% 






Annexure 8
 Scoring method5
(Outstanding)		4
(Excellent)		3
(Very Good)		2
(Good)		1
(Adequate)
% of Achievement100%96 - 99 %91 - 95 %81 - 90 %<81% 






Annexure 9
 Scoring method5
(Outstanding)		4
(Excellent)		3
(Very Good)		2
(Good)		1
(Adequate)
% of Achievement100%96 - 99 %91 - 95 %81 - 90 %<81% 






Annexure 10
 Scoring method5
(Outstanding)		4
(Excellent)		3
(Very Good)		2
(Good)		1
(Adequate)
% of Achievement100%96 - 99 %91 - 95 %81 - 90 %<81% 






Annexure 11
 Scoring method5
(Outstanding)		4
(Excellent)		3
(Very Good)		2
(Good)		1
(Adequate)
Average Mandays of Training per Team Member>=32.5-2.992-2.491-1.99<1






Annexure 12
 Scoring method5
(Outstanding)		4
(Excellent)		3
(Very Good)		2
(Good)		1
(Adequate)
% of Achievement against Target>110%100-110%80-100%70-80%<70%






Annexure 13
 Scoring method5
(Outstanding)		4
(Excellent)		3
(Very Good)		2
(Good)		1
(Adequate)
Attrition %<10% Annualized Attrition11% - 15% Annualized Attrition16% - 25% Annualized Attrition26% -35% Annualized Attrition>35% Annualized Attrition

 

Job role

Work location
Work locationInclusive Banking - SBL>Head Office>Tamil Nadu>Head Office>Head Office>Head Office>Chennai>9999>Head Office
Department
DepartmentBanking / Insurance / Financial Services
Role / Category
Role / CategoryProduct Management
Employment type
Employment typeFull Time
Shift
ShiftDay Shift

Job requirements

Experience
ExperienceMin. 5 years

About company

Name
NameEquitas Small Finance Ltd
Job posted by Equitas Small Finance Ltd

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