Insurance Sales Executive

A general insurance professional manages non-life policies (motor, health, home, travel) by prospecting clients, analyzing risks, selling coverage, and processing claims. Key duties include building client relationships, ensuring policy compliance, and achieving sales targets. They require strong communication, negotiation, and analytical skills. VelvetJobs +4

Core Responsibilities

• Sales & Business Development: Prospect new clients, conduct cold calls, and maintain relationships to expand the portfolio.
• Underwriting & Risk Analysis: Assess client risks, determine appropriate coverage, and prepare policy quotes.
• Claims Management: Assist clients with the documentation, submission, and follow-up of claims until settlement.
• Product Knowledge & Advisory: Educate clients on various general insurance products (e.g., health, auto, property).
• Compliance & Administration: Ensure all policies comply with legal regulations and maintain accurate, up-to-date customer records. VelvetJobs +4

Required Skills & Qualifications

• Education: Bachelor’s degree in Business, Finance, or a related field.
• Licensure: Proper insurance licensing (e.g., IRDAI in India).
• Skills: Strong communication, negotiation, interpersonal skills, and proficiency in CRM software.
• Experience: Previous experience in sales, customer service, or a similar role. Indeed +4