Kotak Mahindra Bank Limited

Senior Product Sales Manager - Branch Banking

Kotak Mahindra Bank Limited
Jalandhar
Not disclosed
Work from OfficeWork from Office
Full TimeFull Time
Min. 5 yearsMin. 5 years

Job Description

Senior Product Sales Manager-BRANCH BANKING-Enterprise Business Solutions - EBS

Key Responsibilities:

1) Business Development & Lead Generation

  • Source merchants for POS/EDC/Bharat QR/UPI and identify opportunities for CMS across assigned markets and segments.
  • Work with mapped branches/RM teams to drive leads, campaigns, and product penetration and ensure smooth handover for implementation.
  • Generate independent leads via references, market mapping, and networking; target priority industries/sectors with tailored propositions.
    • Collections: Physical & Electronic Collections, Smart Collect/Virtual Accounts, Payment Gateway, e-NACH, BBPS, Cash, UPI.
    • Payments: Physical & Electronic Payments, Dividend mandates, vendor/salary payouts, UPI payouts, Corporate Remittance
    • Merchant Acquiring: POS/EDC/Bharat QR with appropriate MDR/subvention constructs.

 

2) Onboarding, Activation & Portfolio Management

  • Coordinate with operations/implementation for seamless go-live; ensure activation and throughput (TPV/collections).
  • Build deep client relationships to retain and grow wallets, cross-sell/up-sell adjacent products, and proactively resolve service issues.

 

3) Enablement, Training & Marketing Support

  • Train and enable Branch Banking/Relationship teams to sell CMS and Acquiring products effectively.
  • Conduct system demos for Potential & Existing clients; run visibility campaigns and provide marketing collaterals to drive penetration.

 

4) Risk, Compliance & Governance

  • Ensure KYC/AML and documentation standards are met; maintain AOF accuracy and policy adherence.
  • Explain chargebacks/fraud risks for all product offering and follow audit/compliance 
  • requirements throughout deal lifecycle.

 

 

Skill Set Requirement: 

  • Certification in MS Office/MIS Tools – from private or government institute.
  • Sales oriented, Proactive with high energy levels and capable of working with a team
  • Analytical, practical and have aptitude for troubleshooting.
  • Keen interest in sales, structuring and implementing deals 
  • Willingness to travel within radius of 100 KMs for customer meetings

Job role

Work location
Work locationJalandhar, 0256-Jalandhar-PJB, Upper Ground Floor,, Midas Corporate Park,, Punjab, India
Department
DepartmentBanking / Insurance / Financial Services
Role / Category
Role / CategoryBanking/Loan Sales
Employment type
Employment typeFull Time
Shift
ShiftDay Shift

Job requirements

Experience
ExperienceMin. 5 years

About company

Name
NameKotak Mahindra Bank Limited
Job posted by Kotak Mahindra Bank Limited

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You can expect a minimum salary of 0 INR. The salary offered will depend on your skills, experience and performance in the interview.

The candidate should have completed the required education and people who have 5 to 31 years are eligible to apply for this job. You can apply for more jobs in Jalandhar to get hired quickly.

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