Gold Loan Executive
Jana Small Finance BankFixed
₹18,000 - ₹28,000
Average Incentives*
₹5,000
Earning Potential
₹33,000
Fixed
₹18,000 - ₹28,000
Average Incentives
₹5,000
Earning Potential
₹33,000
You can earn more incentive if you perform well
Work from Office
Full Time
Any experience
No English RequiredJob highlights
Urgently hiring
22 applicants
Benefits include: Annual Bonus, PF, Mobile Allowance, Health Insurance, ESI (ESIC)
Job Description
- Gold Loan Executive – Roles & ResponsibilitiesSource and acquire new customers for gold loan business.
- Explain gold loan products, interest rates, and repayment options to customers.
- Assist in gold appraisal and valuation as per company guidelines.
- Verify customer documents and complete KYC formalities.
- Process loan applications and ensure accurate documentation.
- Disburse loans within defined turnaround time (TAT).
- Build and maintain strong relationships with existing customers.
- Achieve monthly business, disbursement, and cross-selling targets.
- Follow up with customers for interest payments, renewals, and loan closures.
- Manage collections and ensure timely recovery of overdue accounts.
- Ensure safe handling and custody of pledged gold ornaments.
- Maintain branch records and update customer information in the system.
- Adhere to all regulatory, compliance, and operational guidelines.
- Resolve customer queries and provide prompt service support.
- Coordinate with branch staff and other departments for smooth operations.
- Conduct field visits and local marketing activities to generate business.
- Key Performance Indicators (KPIs)Gold loan disbursement achievement
- Customer acquisition and retention
- Collection efficiency
- Portfolio quality
- Cross-selling performance
- Compliance and audit adherence
- Customer satisfaction levels
Job role
Job requirements
About company
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The candidate should have studied 12th Pass and people who have 0 to 31 years are eligible to apply for this job. You can apply for more jobs in Solapur to get hired quickly.
The candidate should have No English Required skills and sound communication skills for this job.
Both Male and Female candidates can apply for this job.
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