Senior Associate - Credit Card Risk Strategic Analytics

CCB Cards Risk Strategic Analytics Sr Associate

As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks and using your expert judgement to solve real-world challenges that impact our company, customers and communities.  Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo, and striving to be best-in-class. 

CCB Risk Cards Strategic Analytics team generates thoughtful analytics and recommendations concerning strategy development, implementation, operational controls, and performance monitoring. As an associate, you will perform quantitative and qualitative analysis on credit card customers to determine the optimal credit risk strategy to be executed through the card life cycle. 

Job responsibilities: 

• Collaborating in developing, maintaining, and improving credit program policies, strategies, processes, and procedures within the assigned function, 

• Conducting complex analysis and providing accurate and concise results with recommendations to management. 

• Develop and maintain ongoing analytics to provide management with full insight into emerging trends and the quality of the originated accounts and portfolio. 

• Acquire deep understanding of the operational processes, key performance metrics and profitability drivers, enabling the delivery of insights encompassing the full account lifecycle (e.g., underwriting, portfolio management, collections) 

• Identify, evaluate, interpret and leverage complex internal and external data and develop analytical solutions to enhance risk strategies. 

Required qualifications, capabilities, and skills. 

• Bachelor’s or master’s in engineering, Statistics, Econometrics, Operations Research, Mathematics (or equivalent quantitative field) 

• Strong SAS/R/Python and SQL programming skills and Advanced Word, PowerPoint, and Excel skills 

• 5+ years of experience in Business Analysis, Consulting, Data Analytics, Risk Strategy, or related Financial Analysis 

• Demonstrated excellent written and oral communication skills to clearly present analytical findings and make business recommendations and prepare executive level communications.  

• High degree of initiative, self-direction, and excellent project management skills to manage competing priorities under tight deadlines. 

• Proven ability to collaborate and build strong partnerships.  

• Intellectual curiosity, attention to detail with a proven ability to learn quickly. 

Preferred Qualifications, Capabilities, and Skills 

• Prior experience of working in Cards industry in strategy / policy role 

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

Experience Level

Senior Level