Senior Product Manager - Digital Lending Products

Senior Manager - Product - LAS - Mumbai - Lower Parel - MM

pecialized job competencies:

1. Digital Journey Ownership:

   Design and optimize end-to-end digital journeys for products like LAS (loan against shares), LAMF (loan against mutual funds) 

   Collaborate with UI/UX, technology, and operations teams to ensure seamless customer experience across platforms (web, mobile, API).

2. Platform & System Integration:

   Lead integration efforts with internal systems (LOS, LMS, CRM) and external partners (RTAs, depositories, channel partners, aggregators, etc).

   Define and manage APIs, data flows, and automation to enable real-time processing and deaccessioning.

3. Partnership & Ecosystem Development:

   Identify, evaluate, and onboard digital partners, Fintechs, and aggregators to expand business / loan book.

   Negotiate commercial / pricing and operational terms with partners to drive mutual growth.

4. Product Strategy & Innovation:

   Monitor market trends, customer behavior, and competitor offerings to identify new opportunities.
   Drive product enhancements and digital innovations.

5. Business Performance, CRM & Compliance:

Track KPIs such as digital adoption, TAT, conversion rates, and partner performance.
Ensure compliance with regulatory guidelines and internal risk policies.

Personality Traits:

1. Analytical & data-driven
2. Tech-savvy
3. Customer-centric
4. Regulatory awareness
5. Strategic thinking 
6. Strong communication (verbal and written) 
7. Problem solving & adaptability

8. Risk conscious