Wholesale Credit Risk Analyst

Wholesale Credit Risk India - Analyst

Job summary

As an Analyst in the Risk Management and Compliance team, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks and using your expert judgment to solve real-world challenges that impact our company, customers, and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo, and striving to be best-in-class. 

In this role, you will be a key member of the Wholesale Credit Risk India team. You will collaborate with business and product partners to implement risk prudent business growth.  

Job responsibilities

• Strong credit analysis skills. The candidate will be able to lead in-depth due diligence processes and coordinate and produce concise and insightful credit memos with clear recommendations, which will be the basis on which credit decisions are made. 
• Excellent financial modeling skills. The candidate will be able to challenge coverage teams on modelling assumptions and be able to understand key conclusions and devise appropriate downside scenarios.
• Familiarity with, and a basic understanding of, loan documentation, including LMA standard and leveraged finance documents and key ISDA/CSA documentation. 
• Regular liaison with Primary Credit Officers and Senior Credit Officers
• Prime responsibility for the pro-active management of exposure to a portfolio of names and industry sectors.
• Understanding of J.P. Morgan’s Risk management policies and related interactions with various stakeholders (including Regulators and Auditors).

 

Required qualifications, capabilities, and skills

• Must demonstrate first rate analytical and credit skills/judgment, with an intensive 'hands on' approach to digging into the details of credit and structure. 
• First rate project management skills and demonstrable end to end ownership of work/projects. 
• Be able to establish credibility and trust with clients, internal business partners, product specialists and credit officers, and to partner with them effectively.
• Self-starting, result-driven, multi-tasking, risk-reward mindset and adaptable to change given the dynamic nature and timing of workflow.

 

Preferred qualifications, capabilities, and skills

• MBA from a Tier-1 college
• Previous experience of reviewing and commenting on loan documentation/core corporate derivative documentation is preferred. 
• Excellent communication skills (both written and verbal).

Experience Level

Senior Level