Kotak Mahindra Bank

Business Relationship Manager

Kotak Mahindra Bank
Nashik
Not disclosed
Work from OfficeWork from Office
Full TimeFull Time
Min. 2 yearsMin. 2 years

Job Description

Business Relationship Manager - WC-SALARIED PL AND WORKING CAPITAL-Sales

We are looking for a proactive and client-focused Relationship Manager to manage and grow an existing portfolio of Working Capital (WC) clients. The role involves deep engagement with clients to understand their business models, structure appropriate WC solutions, and ensure timely renewals and enhancements of credit limits. The ideal candidate will be responsible for maintaining strong relationships with promoters and key decision-makers, ensuring compliance with internal processes, and driving cross-sell opportunities. The role also includes monitoring utilization patterns, ensuring timely submission of documentation, and coordinating with internal departments to resolve client issues efficiently. Manage and service an existing portfolio of WC clients, including renewal and enhancement of limits. Build strong relationships with promoters to foster trust and long-term engagement. Understand client business models, cash flows, and structure WC solutions accordingly. Drive portfolio growth through limit enhancements and meet defined business targets. Ensure timely renewal of limits and closure of all pending PDDs. Track and follow up with clients for submission of stock statements, insurance, and audit compliance. Conduct regular client visits to assess business health and maintain engagement. Monitor utilization patterns monthly and flag unusual transactions. Minimize delinquencies and manage exit of clients flagged under Early Warning Signals (EWS). Provide timely advice and updates to clients on relevant banking products and developments. Liaise with internal teams (credit, ops, trade desk, branch) to resolve client issues within defined TAT. Drive cross-sell of WC limits and increase product penetration in the assigned portfolio. Generate leads from existing clients and onboard new customers through relationship expansion. Maintain CASA book and generate float income by opening group accounts.

Experience Level

Mid Level

Job role

Work location
Work locationNashik, Maharashtra, India
Department
DepartmentSales & BD
Role / Category
Role / CategoryInsurance Sales
Employment type
Employment typeFull Time
Shift
ShiftDay Shift

Job requirements

Experience
ExperienceMin. 2 years

About company

Name
NameKotak Mahindra Bank
Job posted by Kotak Mahindra Bank

Similar jobs you can apply for

Marketing

Sales & Marketing Executive

Aera Electrical Private Limited
Nashik
₹30,000 - ₹54,000*
Field Job
Full Time
Min. 3 years
Basic English
Axis Bank Pvt Ltd

CASA Sales Officer

Axis Bank Pvt Ltd
Nashik
₹15,000 - ₹29,000*
Field Job
Full Time
Freshers only
Basic English

Field Marketing Executive

Creative Cleantech LLP
Nashik
₹18,000 - ₹20,000
Field Job
Full Time
Any experience
Basic English
Essart Print & Packaging Systems Private Limited

Sales Co-ordinator

Essart Print & Packaging Systems Private Limited
Makhmalabad, Nashik
₹12,000 - ₹20,000*
Work from Office
Full Time
Any experience
Basic English

Sales Executive

Swami Integrated Road & Industrial Solutions (Siris)
Satpur, Nashik
₹12,000 - ₹18,000*
Work from Office
Full Time
Any experience
No English Required

Sales Executive

Neptune Automotive
Nashik
₹20,000 - ₹50,000*
Field Job
Full Time
Min. 1 year
Basic English