Kotak Mahindra Bank Limited

Credit Underwriter

Kotak Mahindra Bank Limited
New Delhi
Not disclosed
Work from OfficeWork from Office
Full TimeFull Time
Min. 2 yearsMin. 2 years

Job Description

Credit Manager-Business Loans-Credit

We are seeking a detail-oriented and experienced Credit Underwriter to join our Credit Card division. The ideal candidate will be responsible for evaluating and processing credit card applications under various programs, ensuring compliance with credit policies and KYC guidelines. This role requires strong analytical skills to assess financials and determine customer creditworthiness, along with the ability to maintain high audit standards and turnaround times. The candidate will also coordinate with verification agencies to ensure timely and accurate reporting, and play a key role in maintaining the quality and efficiency of the underwriting process. Screen and evaluate customer proposals for credit cards under various programs. Ensure compliance with credit card policies and KYC guidelines. Analyze financials and assess customer creditworthiness for approval or rejection. Process cases within defined turnaround times (TAT). Maintain acceptable audit quality reports monthly. Coordinate with verification agencies for timely report submission. Cross-verify verification reports for accuracy.

Experience Level

Mid Level

Job role

Work location
Work locationDelhi, India
Department
DepartmentBanking / Insurance / Financial Services
Role / Category
Role / CategoryLending Operations
Employment type
Employment typeFull Time
Shift
ShiftDay Shift

Job requirements

Experience
ExperienceMin. 2 years

About company

Name
NameKotak Mahindra Bank Limited
Job posted by Kotak Mahindra Bank Limited

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