Credit Manager - Retail Credit Underwriting and Portfolio Management
Kotak Mahindra Bank Limited
Work from Office
Full Time
Min. 3 yearsJob Description
Credit Manager-SUPPORT SERVICES-Credit
Role - Credit Manager - KMPL Support Services-Credit
Minimum experience of 3 years under Retai credit underwriting.
Minimum qualification MBA Finance or CA.
Job Role
· To evaluate the credit worthiness of various customers applying for car loans, within the prescribed TAT and deciding on the right risk mix for the particular customer.
· Actively involved in portfolio management which includes understanding the market and monitoring the portfolio.
· Launching of products based on the market peculiarities which will facilitate business, with adequate mitigants with regard to risk.
· Monitoring delinquency parameters through constant interactions with the collections team, analyzing trends and suggesting learnings out of the same.
Job Requirements
Skills/Knowledge prerequisites
Knowledge of the location / area is an essential criteria.
Well versed in the local language apart from Hindi and English.
Good knowledge of interpreting financial trends.
Experience Level
Mid LevelJob role
Job requirements
About company
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