Senior Insurance Underwriter

Serior Insurance & Annuities Professional

About Our Company

Ameriprise India LLP has been providing client based financial solutions to help clients plan and achieve their financial objectives for 20 years. We are part of Ameriprise Financial Inc., a US financial planning company headquartered in Minneapolis with a global presence and diversified financial services leader with more than $1.5 trillion in assets under management, administration and advisement as of year-end 2024. The firm’s focus areas include Asset Management and Advice, Retirement Planning and Insurance Protection.

Be part of an inclusive, collaborative culture that rewards you for your contributions, and work with other talented individuals who share your passion for doing great work. You’ll also have plenty of opportunities to make your mark at the office and a difference in your community. So, if you're talented, driven and want to work for a strong, ethical company that cares, take the next step and create a career at Ameriprise India LLP.

Job Description

Underwriter support role, assess risk on insurance applications, determine acceptance terms, and ensure timely decisions aligned with guidelines. Evaluates medical, financial, and non-medical data and collaborates with advisors to support business growth. Authority up to $2,000,000 life insurance and $5,000 monthly disability benefits.

Key Responsibilities
Evaluate life and/or disability insurance applications to assess risk .Review medical reports, financial documents, and lifestyle details. Classify risk and decide premium rating based on underwriting guidelines. Escalate complex cases to senior underwriters or medical team. Ensure compliance with regulatory and internal policies. Handle high-volume caseload efficiently (200+ cases where applicable)

Administrative tasks that support Underwriters, Review applications from advisors, gather medical and financial details, and liaise with the field to communicate underwriting decisions and support throughout the process.

Coach advisors on underwriting, deliver training and knowledge sharing, build strong stakeholder relationships, and drive continuous improvement in efficiency and accuracy.

Required Qualifications
Bachelor’s degree or equivalent (BAMs, BHMs, BPT, Life Sciences, or related field). Demonstrated analytical skills. Demonstrated decision making skills.

Experience
Experience in life, health, or disability underwriting preferred. 3-5 years of Medical Underwriting experience.

In-Office Collaboration

We are a client-centric, relationship-based business. Working together, in-person, is foundational to how we achieve results. By fostering a culture of face-to-face collaboration, idea sharing, productivity and personal connection, we deliver for our stakeholders — clients, advisors, employees and shareholders. Our employees work in the office at least three (3) days per week, with flexibility to work from home two (2) days per week. Some roles may require additional in-office time or different in-office expectations, and specific requirements will be discussed during the hiring process.

Full time(8:00p-4:30a)AWMPO AWMP&S President's OfficeBusiness Support & Operations

Ameriprise India LLP is an equal opportunity employer. We consider all qualified applicants without regard to race, color, religion, sex, genetic information, age, sexual orientation, gender identity, disability, military status, veteran status, marital status, pregnancy, family status or any other basis prohibited by law.

We are committed to fostering an inclusive and accessible recruitment process for individuals with disabilities. If you require a reasonable accommodation to participate in the application or interview process, speak to your recruiter to discuss how we can support you.

Experience Level

Mid Level