Credit Manager - Working Capital Finance
Kotak Mahindra Bank Limited
Work from Office
Full Time
Min. 2 yearsJob Description
Credit Manager-Small Business Enterprise-Credit
Credit Manager-Working Capital-Credit
Bangalore, Karnataka, India
JOB DESCRIPTION
| Job Role :As part of Credit Team for Working Capital Finance |
| • Managing team of Credit Managers |
| • Underwriting & making proposals of Working Capital Finance ( Fund & Non Fund based ) |
| • Under writing cases with desired level of quality and enabling achievement of branch business target by proper training. |
| • Visiting customers for personal discussions and deal structuring |
| • Studying monitoring reports & keeping track of portfolio quality. Taking necessary steps to ensure that the required quality levels are maintained |
| • To evaluate proposals of customers for Home Loans, Loan against Property |
| • Decision making within defined TAT |
| • Understanding of property related aspects (like legal title and market value of the property) is an added advantage |
| • Coordinating with sales, operations, legal, technical and customer service |
| Job Requirements: |
| • Qualification- CA with relevant underwriting experience |
| • Job Knowledge – |
| o Technical underwriting experience |
| o Analytical skills |
| • Skills & Experience – |
| o Experience of 2-4 years in relevant working capital products is desired, |
| o Should be able to handle time bound activities effectively |
| o Should be an effective team player. |
| o Should have a sense of urgency & keenness to learn. |
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