Regional Receivables Manager

Role Description

Designation:  Regional Receivables Manager

Grade:  EB7 – Vice President

Legal Entity: Equitas Small Finance Bank

Business Unit: Retail Banking

Division: Emerging Enterprise banking

Department:  Receivable

Travel required: Yes/No (if Yes, please mark ->)

Level of travel: Extensive

Level: Managerial  

Purpose of the role: 

• The position has been created to enable clear focus on target achievement of OD numbers & Manage collection of all buckets of a Region and state.

Key Responsibilities: 

• Track and Ensure Repayments of the Loan disbursed
• To increase the revenue from collection
• Enable Collection team to high performance and be a team player
• To Build and Nurture team & enable them to achieve high performance
• Ensure loan portfolio to be maintained by closely following up on the first 12 months repayments
• Manage Hard Bucket/NAP collection of the branch
• Manage a team of Branch receivable manager & collection team of branch
• Handling follow up of Cheques/ECS bounce cases and NPDC delay cases
• NPA resolution recovery from write off cases overall reduction in OD
• Focus on NPA Account collection stock clearance etc
• Ensure process of repo vehicle is followed in every branch & is tracked properly
• Regular Customer Visit & branch Visit
• Resolution of collection cases with the help of collection team & legal team
• Execution of legal procedure for CV collection 

Desired Experience:

• 10 to 15 years
• Type of companies/sector worked for(Private commercial banks and large NBFCs)
• Responsibilities managed in the previous organizations Primarily Collection function. Past experience on the Collection  side of CV.)
• Languages (Applicants should preferably be from the same area and should speak, read and write the local language)
• Computer/technical skills (Basic Computer Knowledge)

Qualifications:

• Graduation: Any Graduate
• Post-graduation: MBA 
• Professional Qualifications: IF any related to collection or Management

Certifications : IF any would be an added advantage