Area Credit Manager - Secured Business Loans
Tata Capital Finance Ltd
Work from Office
Full Time
Min. 2 yearsJob Description
Area Credit Manager - Secured Business Loans (Micro LAP) - Vijayawada - Punnaiah & Vajramma Complex - JM
Credit Appraisal - Underwriting/recommending of proposals for non-collateral/collateral backed education loan.
Understanding process and policies and implementing the same to ensure smooth transactions
Provide training to CPAs/CPC so that they work in synergy with the companies policies and norms
Delinquency Management for the location
Vendor / Cost management managing the outsource agencies and ensure TAT is maintained by these agencies.
PDD Management- controlling and tracking PDDs through proper MIS for the location
Basic knowledge of loan underwriting
Knowledge of Mortgage Lending Business- awareness on risk involved wrt to title of property
Should be able to conduct personal discussions with clients ( self employed) independently and arrive at cash flow analysis.
Good communication and report writing skills
Basic knowledge of Banking
Job role
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The candidate should have completed the required education and people who have 2 to 31 years are eligible to apply for this job. You can apply for more jobs in Vijayawada to get hired quickly.
The candidate should have sound communication skills and sound communication skills for this job.
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