Sales Officer

Job Description

Position: Sales Officer – Secured Business Loans (SBL - J1)

Role Objective

The Sales Officer will be responsible for sourcing and managing Secured Business Loan (SBL) / Micro LAP business for self‑employed individuals, traders, and small business owners through direct sourcing channels, while ensuring portfolio quality, compliance, and timely disbursements.

Key Responsibilities

Business Development & Sourcing

• Source Secured Business Loan (SBL) / Micro LAP cases through direct sourcing methods such as field visits, market mapping, and local references.
• Identify potential customers including self‑employed professionals, traders, and small business owners.
• Develop and maintain strong relationships with property brokers, chartered accountants, shop owners, and local business networks to generate quality leads.
• Conduct regular market visits to identify new business opportunities and strengthen the company’s presence in the assigned geography.

Target Achievement

• Achieve assigned monthly sourcing and disbursement targets in line with business goals.
• Track daily activities, pipeline movement, logins, sanctions, and disbursements to ensure timely closures.

Customer Engagement

• Understand customer financial needs and recommend suitable secured business loan solutions.
• Guide customers through the end‑to‑end loan process including documentation, property evaluation, application formalities, and disbursement.

Qualifications & Experience

• Graduate in any discipline (mandatory).
• Minimum 1+ year of experience in LAP / Micro LAP / Secured Business Loans / Mortgage Loans with reputed NBFCs or Banks.
• Strong understanding of secured lending products, documentation, and local market dynamics.