Credit Manager - Gold Loan Operations
Kotak Mahindra Bank Limited
Work from Office
Full Time
Min. 2 yearsJob Description
Credit Manager-LOANS AGAINST GOLD-Marketing Branches Operations
Job Role:
· Looking after credit underwriting of SENP / SEP cases – by having deep understanding of applicants financials and business background post visiting customer.
· Delinquency monitoring for underwritten cases during the infant stage so as to keep delinquency to almost Nil levels.
· Managing the credit quality of underwritten cases. Having sound knowledge of present economic indicators as well as updates in mortgage industry.
· Maintaining decent productivity levels of processing.
· Being a team player while assisting the team in implementing HO & local policies at ground level.
· Handling of CPAs and mentoring them to extract quality in their output. Monitoring their productivity levels.
Job Requirements:
· CA /MBA done from well-known Institute.
· Min 2 – 4 years of experience in mortgage with bank or NBFC.
· Having above exposure in SENP segment (non Salaried segment).
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