Operations Associate

Global Banking & Markets Operations - ASL & MT Servicing - Associate - Bengaluru

GLOBAL BANKING & MARKETS 

We make markets in and clear client transactions on major stock, options and futures exchanges worldwide. Through our global sales force, we maintain relationships with our clients, receiving orders and distributing investment research, trading ideas, market information and analysis. 

OPERATIONS 

Operations is a dynamic, multi-faceted function that partners with all parts of the firm to provide banking, securities, and asset management services to clients around the world. In addition, Operations provides essential risk management and controls to preserve and enhance the firm's assets and its reputation. For every new product launched and every trade executed, it is Operations that develops and manages the processes and controls that enable business flow. 

YOUR IMPACT 

The Warehouse Team within Loan Operations is responsible for ensuring efficient and accurate transaction processing across a broad range of products. Generally, the products supported are complex instruments that require close alignment with the business. A key focus for the organization is establishing strong risk management procedures and controls to ensure the firm and our clients are properly protected. The Warehouse Team is at the forefront of shaping and driving change in the industry with the ultimate aim of delivering greater accuracy, control and efficiency for our clients and our business. The functional processes managed by Warehouse Team are primarily aligned with a structured finance loan’s life cycle: from the initial commitment to the loan, booking of trade and settlement; through funding, scheduled payment, and paydown; from the creation to the reconciliation of borrowing base and concentration limits; as well as the ongoing management of information related to each loan or portfolio of loans. The role provides a fantastic opportunity to work with colleagues across multiple Revenue Desks, Operations, Controllers, Legal, Credit, Compliance, Technology and Treasury to ensure that we provide excellent client service to our wide client base. 

OUR IMPACT 

Loan Operations is responsible for ensuring efficient and accurate transaction processing across a broad range of products. Generally, the products supported are complex instruments that require close alignment with the business. A key focus for the organization is establishing strong risk management procedures and controls to ensure the firm and our clients are properly protected. Middle Office supports the Credit Sales & Trading desk by working with Client, Sales/Trading desks and other stakeholders to resolve any open questions/issuest. The team monitors and controls operational risk throughout the trade processing life cycle, closely reviewing Trade Confirmation, allocation, facilitation and verification to Client accounts & necessary documents for trade settlements. The team collaborates with our technology & business partners to enhances systems & workflows. 

JOB SUMMARY AND RESPONSBILITIES 

• Support the Residential Mortgage Trading, Commercial Real Estate, Structured Loan business through the back-office servicing of a portfolio of warehouse/structured finance, par or distressed loan positions. 
• Process all loan related asset servicing: borrowings, repayments, rollovers, conversions, commitment reductions. • Investigate and resolve transactional issues. • Settle and book Loan Trades 
• Review daily exception reporting and resolve any outstanding items pertaining to assigned portfolio. 
• Communicate with external counterparties which may include Agent banks, borrowers and lenders daily regarding loan activity. 
• Communicate closely with internal counterparties such as Revenue Desk, Legal, Compliance, Controllers, etc… 
• Perform other duties as assigned 

BASIC QUALIFICATIONS 

• Bachelor's degree with a minimum of one to three years of experience in financial services 
• Proficiency using the Microsoft Office Suite in particular Excel, PowerPoint and Microsoft Word
• Cash/Wire reconciliation experience 

PREFFERED QUALIFICATIONS 

• Warehouse/Commercial/Structured Finance Loan experience 
• Accounting experience 
• Excellent communication and client service skills 
• Strong organizational and analytical skills 
• Ability to work in fast paced environment; need to think and make sound decisions quickly 
• Effective reading comprehension interpreting legal and compliance materials 
• Fast learner with a proactive approach

 

ABOUT GOLDMAN SACHS

At Goldman Sachs, we commit our people, capital and ideas to help our clients, shareholders and the communities we serve to grow. Founded in 1869, we are a leading global investment banking, securities and investment management firm. Headquartered in New York, we maintain offices around the world. 

We believe who you are makes you better at what you do. We're committed to fostering and advancing diversity and inclusion in our own workplace and beyond by ensuring every individual within our firm has a number of opportunities to grow professionally and personally, from our training and development opportunities and firmwide networks to benefits, wellness and personal finance offerings and mindfulness programs. Learn more about our culture, benefits, and people at GS.com/careers. 

We’re committed to finding reasonable accommodations for candidates with special needs or disabilities during our recruiting process. Learn more: https://www.goldmansachs.com/careers/footer/disability-statement.html

© The Goldman Sachs Group, Inc., 2026. All rights reserved.

Goldman Sachs is an equal employment/affirmative action employer

 

Experience Level

Mid Level