How much salary can I expect as a Credit Officer - Secured & Unsecured Lending in Muthoot Fincorp Limited in Chennai?

You can expect a minimum salary of 0 INR. The salary offered will depend on your skills, experience and performance in the interview.

What is the eligibility criteria to apply for Credit Officer - Secured & Unsecured Lending in Muthoot Fincorp Limited in Chennai?

The candidate should have completed the required education and people who have 3 to 8 years are eligible to apply for this job. You can apply for more jobs in Chennai to get hired quickly.

Is there any specific skill required for this job?

The candidate should have sound communication skills and sound communication skills for this job.

Who can apply for this job?

Both Male and Female candidates can apply for this job.

Is it a work from home job?

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No work-related deposit needs to be made during your employment with the company.

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Credit Officer - Secured & Unsecured Lending

Muthoot Fincorp Limited

Credit Officer - Secured & Unsecured Lending

Muthoot Fincorp Limited

Chennai

Not disclosed

Work from Office

Full Time

Min. 3 years

Job Description

CREDIT OFFICER

1.Company Name : Muthoot Fincorp Ltd.

2 Position/Designation : CREDIT OFFICER-SECURED & UNSECURED LENDING BUSINESS

3 Grade : C1

4 Department : SECURED & UNSECURED LENDING BUSINESS

5 Sub Department(if any) : CREDIT

6 Employment Type : Probationer

Job Role : CREDIT OFFICER-SECURED & UNSECURED LENDING BUSINESS

Reporting to - Designation and Grade : CREDIT MANAGER-SECURED & UNSECURED LENDING BUSINESS-D1

Main Tasks : 1. Meet customer's business premises and residence and conduct a detailed verification. 2. Proper credit assessment as per template and reporting to Credit Manager 3. Conduct study on cash flow, ability to pay of customer with utmost integrity. 4. Gather all relevant information thru discussion & documents to make a proper credit analysis. 5 Areas of Responsibility : 1. Timely customer meetings. 2. 100% compliance to right credit underwriting procedures. 3. maintain TAT within product guidelines. 4. focus Delinquency triggers as per product norms.

SkillSets : Unsecured Micro /small ticket /Biz loan credit experience. LAP credit experience.

Communication Skills : Excellent communication Skills – English language fluency - both verbal and written.

Total Experience : 3Year(s)0 Month(s)

Behavioural Competencies : Need to be a Team player Ability to work stretch/MultiTasking Environment. Effective Communication ability at different levels. Adaptable to complex Work environments& live Organizational values.