Assistant Vice President - Factoring and Credit Appraisal
Tata Capital Finance LtdJob Description
AVP-Factoring-Credit Appraisal-Mumbai- Lower Parel -MM
11624
a) Underwrite proposals for new supply chain corporate programs and Factoring & Treds platform.
b) Underwrite approval of Debtor limits for Factoring and regular review and monitoring of approved debtor limits with corrective actions as necessary.
c) Devise appropriate process controls and framework for managing the product risk for Factoring business.
d) Facilitate the approval of the proposals to senior management in compliance with credit policy
e) Monitoring delinquency, deferrals, pending documentation, early warning signs and take corrective action
f) Facilitate faster deal closures through proactive participation
g) Authorize transactions on Treds platform
h) Ensuring timely renewal of the limits
i) Driving automation initiatives to facilitate effective underwriting and portfolio monitoring
Qualifications and experience :
- CA or MBA Finance with at least 5-7 years and max 10 years’ experience and good academic background
- Minimum experience of 2-3 years in Credit/product in a Factoring company/Treds exchange.
- Strong analytical ability and understanding of risk both credit and operational
- Good communication skills and ability to interact with senior management
- Ability to work with MS Office especially Excel
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