Senior Associate - Business Applications (Payments)

IN_Senior Associate_BA payments_Advisory_FS Tech_Pune

Line of Service

Advisory

Industry/Sector

FS X-Sector

Specialism

Operations

Management Level

Senior Associate

Job Description & Summary

At PwC, our people in business application consulting specialise in consulting services for a variety of business applications, helping clients optimise operational efficiency. These individuals analyse client needs, implement software solutions, and provide training and support for seamless integration and utilisation of business applications, enabling clients to achieve their strategic objectives.

As a business application consulting generalist at PwC, you will provide consulting services for a wide range of business applications. You will leverage a broad understanding of various software solutions to assist clients in optimising operational efficiency through analysis, implementation, training, and support.

*Why PWC

At PwC, you will be part of a vibrant community of solvers that leads with trust and creates distinctive outcomes for our clients and communities. This purpose-led and values-driven work, powered by technology in an environment that drives innovation, will enable you to make a tangible impact in the real world. We reward your contributions, support your wellbeing, and offer inclusive benefits, flexibility programmes and mentorship that will help you thrive in work and life. Together, we grow, learn, care, collaborate, and create a future of infinite experiences for each other. Learn more about us.

At PwC, we believe in providing equal employment opportunities, without any discrimination on the grounds of gender, ethnic background, age, disability, marital status, sexual orientation, pregnancy, gender identity or expression, religion or other beliefs, perceived differences and status protected by law. We strive to create an environment where each one of our people can bring their true selves and contribute to their personal growth and the firm’s growth. To enable this, we have zero tolerance for any discrimination and harassment based on the above considerations. "

Responsibilities: 

• Mandatory Payment Industry Experience of minimum 2-6 years. Work Experience in Payments Team within a Bank will also be considered 

• Deep knowledge in financial services offering, including e.g. Finance, Risk and Compliance, Core Banking etc. 

• Hands on experience on support/operations/implementation of digital Wallets, PG integration and overall digital Payment ecosystem 

• Sound Knowledge in SDLC, Payment Application and Integration. Understanding of Solution Architecture and Technology Architecture / Business Architecture will defintely be a plus 

• Understanding on payment systems and exposure to Payments Hub, Clearing and Settlement, Automated clearing house programs. 

• Basic knowledge of one or more end-to-end systems development life cycles, i.e., waterfall, iterative and other modern approaches of software development and conversion methodologies. 

• Detailed understanding of India Stack digital payment products like IMPS/UPI/BBPS and ability to apply innovative use-cases across Bank business lines. 

• Understanding of overall card processing mechanism and the underlying card security and compliance 

• Understanding on overall Digital Payments security and compliance 

Good to have skills: 

• Understanding of PCI/DSS compliance and its implementation 

• Knowledge of Functional areas like SEPA, SWIFT Processing, Clearing systems (e.g. RTGS b CHAPS /FED/NACHA etc.), Reconciliation and Investigations. 

• Understanding Retail banking or wealth and asset management will defnitely be a plus 

• Having exposure of International and Domestic Payments, Messaging and Flow (RTGS, NEFT, NACH) 

• Prior experience with Fintech companies or Banks in terms of overall implementation experience will help 

 

Mandatory skill sets: 

BA Payments 

Preferred skill sets: 

BA Payments 

Years of experience required: 

 3-6

Education qualification: 

BE/Btech/MBA 

Education (if blank, degree and/or field of study not specified)

Degrees/Field of Study required: Master of Business Administration, Bachelor of EngineeringDegrees/Field of Study preferred:

Certifications (if blank, certifications not specified)

Required Skills

Payments Management

Optional Skills

Accepting Feedback, Accepting Feedback, Active Listening, Analytical Reasoning, Analytical Thinking, Application Software, Business Data Analytics, Business Management, Business Technology, Business Transformation, Communication, Creativity, Documentation Development, Embracing Change, Emotional Regulation, Empathy, Implementation Research, Implementation Support, Implementing Technology, Inclusion, Intellectual Curiosity, Learning Agility, Optimism, Performance Assessment, Performance Management Software {+ 16 more}

Desired Languages (If blank, desired languages not specified)

Travel Requirements

Not Specified

Available for Work Visa Sponsorship?

No

Government Clearance Required?

No

Job Posting End Date

April 10, 2026

Experience Level

Senior Level