Commercial Banking Portfolio Coordinator

About this role:

Wells Fargo is seeking a Commercial Banking Portfolio Coordinator.

1-3 years of experience in all or multiple combination of the following:

Spread Financial statements of private as well as public limited companies of different industries in credit application utilized for traditional asset-based lending, specialized senior secured financing, Accounts receivable financing and purchase order financing to companies and make relevant adjustments in cash flow and various ratio calculations to reflect true financial status of the customers

In this role, you will:

• Review credit information of loans for companies and industries
• Respond to customer inquiries, generate status reports for management or bankers and contact available sources of information
• Perform moderately complex credit investigations on companies and industries
• Receive direction from Commercial Banking Portfolio Management supervisor and escalate noncompliant issues
• Ensure credit files are current
• Interact with the immediate team and Commercial Banking Portfolio Management functional area to review process of companies for providing credits
• Includes end to end responsibility of request received from clients includes financial spreading in MRA tool, analyzing financial statements, identification of trend and provide financial commentaries on cause and effect on identified trend as per business requirement
• Prepare projected financial statements as per relationship managers requirement   
• Complete Pro forma adjustments based on the projected financial information as per requirement  
• Should be able to interpret and spread financials of different companies belong to different division as per business requirement at any given day
• Strong knowledge on accounting and finance, Industry analysis, Internal and external risk factors of the borrower and more importantly a superior business writing and good communication skills.
• Assessing the repayment capacity of the highly leveraged Borrower’s.
• Should be able to handle subjectivity as per requirement
• Should be flexible in switching roles in between Processors/DSO/QC at any point of time during the day/months as per business requirement
• Should be able to do quality check of the work done by other team members as per business requirement
• Facilitates communication to resolve problems and advance strategies.    
• Take up the lead analyst role in the process as per requirement
• Make a significant contribution toward achieving team goals through knowledge and skills.
• Lead or champion efforts to increase productivity and goal accomplishment.
• Act as a coach or mentor to facilitate learning from experience.

Required Qualifications:

• 2+ years of financial analysis experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

MBA Finance (mandatory) and bachelor’s degree (Commerce), equivalent

• Should have an experience in assessing credit worthiness of the borrowers based on qualitative and quantitative factors
• Strong knowledge of preparation and analysis of projected and Proforma based financial statements
• Strong knowledge on GAAP Accounting / International Financial Reporting Standards
• Sound knowledge of ratio analysis, cash flow, and trend analysis
• Should have experience of Financial spreading across all the Industries
• Good knowledge on Moody's Risk Analytics (MRA) (added advantage)                        
• Ability to read & analyze financial statements.                         
• Should be able to handle subjectivity in the financial analysis and substantiate with reasons
• Excellent knowledge of MS office application
• Strong analytical skills.
• Excellent communication skills
• Should be flexible to stretch as per business requirement

Job Expectations:

• Stakeholders/Client management
• Able to multi-task to accomplish tasks effectively.
• Strong analytic skill, Quick Learner & Attention to detail
• Ability to work quickly & accurately while maintaining acceptable standards of workmanship
• Ability to recognize and escalate to management for any process breaches
• Highly motivated with strong organizational
• Flexibility to work in different shifts
• Ability to succeed in a team environment

Posting End Date: 

*Job posting may come down early due to volume of applicants.

Applicants with Disabilities

To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo.

Drug and Alcohol Policy

Wells Fargo maintains a drug free workplace.  Please see our Drug and Alcohol Policy to learn more.