Required Skills: • Knowledge: Underwriting and analysis experience of Business Loan documents, financial statements, collateral documents, research for specific sector, ability to comprehend complex commercial credits. • Research skills: They require the ability to conduct research into borrowers and industries to be abreast with factors that may affect profitability and the borrower’s ability to repay Business Loans. • Knowledge of finance, accounting, Ledger Analysis, statutory dues requirements, lending cycle and ability to read and understand Business Loan Documents. • Must be computer proficient and able to thrive in a fast -pace setting. Must have operating knowledge of Microsoft Excel and Word. • Strong verbal and written communication skills to work with the lending and credit teams, relationship managers, credit approvers, client, etc. • Strong interpersonal, supervisory and client service skills required. • Ability to multi-task, work under pressure and meet deadlines required. • Self-motivated personality. Job Responsibilities • Responsible for Business Loan processing and preparing report/presentations • Takes decision on credit applications. • Utilizes provided software to score credit applications • Works with the credit administrator on policies and procedures • Undertakes the analysis, evaluation, and underwriting of proposed credit facilities for customers and prospects • Assesses credit opportunities; identifies key risks, and structures alternatives working with relationship managers and credit officers • Responsible for preparing in-depth credit study • Responsible for conducting research on borrowers and industries • Takes ownership of the credit process, making decisions in the best interest of the customer and Bank • Provides support to account officers on customer calls as needed • Responsible for measuring covenants put in place within Business Loan agreements, with a clear understanding of the effect and purpose of those Business Loan covenants, and communicates the compliance of the borrowers to the relationship manager and chief credit officer as needed • Completes annual reviews, modifications, extensions, renewals, and new Business Loan requests for customers with minimal required changes from the credit approvers • Analyzes more complex credits with assistance from senior Bank staff • Applies experience with comparable credits to recommend appropriate covenants, terms, and conditions, and structure for a loan request • Discusses risk ratings and the rationale for the determination of acceptable credits with the relationship managers (RM) and loan approvers.

More about this Loan Process Executive job

Qwikpay Matrix is aggressively hiring for the job profile of Loan Process Executive at Delhi-NCR in Ghaziabad locality. Kindly go through the FAQs below to get all answers related to the given job. 1. How much salary can I expect? Ans. You can expect a minimum salary of 15,000 INR and can go up to 30,000 INR. The salary offered will depend on your skills, experience and performance in the interview. 2. What is the eligibility criteria to apply for this job? Ans. The candidate should have completed Graduate degree and people who have 1 to 31 years are eligible to apply for this job. You can apply for more jobs in Delhi-NCR to get hired quickly. 3. Is there any specific skill required for this job? Ans. The candidate should have Basic English skills and sound communication skills for this job. 4. Who can apply for this job? Ans. Only Male candidates can apply for this job. 5. Is it a work from home job? Ans. No, it’s not a work from home job and can’t be done online. You can explore and apply for other work from home jobs in Delhi-NCR at apna. 6. Are there any charges or deposits required while applying for the role or while joining? Ans. No work-related deposit needs to be made during your employment with the company. 7. How can I apply for this job? Ans. Go to the apna app and apply for this job. Click on the apply button and call HR directly to schedule your interview. 8. What is the last date to apply? Ans. The last date to apply for this job is 16-Aug-2022. For more details, download apna app and find Full Time jobs in Delhi-NCR. Through apna, you can find jobs in 74 cities across India. Join NOW!