Area Credit Manager

Tata Capital Finance Ltd

Kolkata/Calcutta

Not disclosed

Work from Office

Full Time

Min. 1 Years

Job Details

Job Description

Regional Credit Manager-CEQ-Credit Appraisal-Kolkata - Srijan Tech Park-M4-M6

To manage all activities pertaining to the sanction life cycle of all borrower accounts in the

 

 

o Support and co-partner with business teams to manage end to end credit approval for the designated region
o Underwrite for all customer segments for corporate finance products and present to senior level
o Authorize deviations raised and documented by underwriters in compliance with credit policy.
o Finalize review of credit memos, prepared by underwriters, and approval/ decline sign-offs on every file after checking for documentation requests.
o Approve all disbursement requests on the basis of achieved adherence to requirements and full documentation attainment at the branch level.
o Oversee and initiating follow-ups with external vendors to ensure timely query resolution/ report submission and eliminate any undue/ non-process related delays.
o Co-ordinate with the recoveries team and generate business insights.
o Lead a team of credit approvers to ensure portfolio quality and delinquencies.
o Engage in development, implementation, review and monitoring of various credit programs and providing training and coaching to continuously upgrade the competency of the team and improving upon processing efficiency of the HUB.
o Extensively travel to oversee branches falling under his territory in order to develop business, guide the team and ensure quality portfolio in the assigned region.
o Ensure compliance to all Audit /other regulatory regulations as well as processes, policies and reports as per company designed systems

o Support and co-partner with business teams to manage end to end credit approval for the designated region
o Underwrite for all customer segments for corporate finance products and present to senior level
o Authorize deviations raised and documented by underwriters in compliance with credit policy.
o Finalize review of credit memos, prepared by underwriters, and approval/ decline sign-offs on every file after checking for documentation requests.
o Approve all disbursement requests on the basis of achieved adherence to requirements and full documentation attainment at the branch level.
o Oversee and initiating follow-ups with external vendors to ensure timely query resolution/ report submission and eliminate any undue/ non-process related delays.
o Co-ordinate with the recoveries team and generate business insights.
o Lead a team of credit approvers to ensure portfolio quality and delinquencies.
o Engage in development, implementation, review and monitoring of various credit programs and providing training and coaching to continuously upgrade the competency of the team and improving upon processing efficiency of the HUB.
o Extensively travel to oversee branches falling under his territory in order to develop business, guide the team and ensure quality portfolio in the assigned region.
o Ensure compliance to all Audit /other regulatory regulations as well as processes, policies and reports as per company designed systems

Qualification: MBA/PGDBA/PGPM/ CA or Equivalent

More about this Area Credit Manager job

Tata Capital Finance Ltd is aggressively hiring for the job profile of Area Credit Manager at undefined in null locality. Kindly go through the FAQs below to get all answers related to the given job. 1. How much salary can I expect? Ans. You can expect a minimum salary of 0 INR. The salary offered will depend on your skills, experience and performance in the interview. 2. What is the eligibility criteria to apply for this job? Ans. The candidate should have completed undefined degree and people who have 1 to 31 years are eligible to apply for this job. You can apply for more jobs in undefined to get hired quickly. 3. Is there any specific skill required for this job? Ans. The candidate should have undefined skills and sound communication skills for this job. 4. Who can apply for this job? Ans. Both Male and Female candidates can apply for this job. 5. Is it a work from home job? Ans. No, it’s not a work from home job and can’t be done online. You can explore and apply for other work from home jobs in undefined at apna. 6. Are there any charges or deposits required while applying for the role or while joining? Ans. No work-related deposit needs to be made during your employment with the company. 7. How can I apply for this job? Ans. Go to the apna app and apply for this job. Click on the apply button and call HR directly to schedule your interview. 8. What is the last date to apply? Ans. The last date to apply for this job is . For more details, download apna app and find Full Time jobs in undefined. Through apna, you can find jobs in 74 cities across India. Join NOW!

Job Requirements

Experience

Min. 1 Years

Job Role

Department

Finance & Accounting

Employment Type

Full Time

Role / Category

Finance

Job posted by Tata Capital Finance Ltd

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