Area Credit Manager

Tata Capital Finance Ltd


Not disclosed

Work from Office

Full Time

Min. 1 Years

Job Details

Job Description

Regional Credit Manager-Emerging Business-Credit Appraisal-Kolkata - Avani Signature-MM


Key Objective of the Job:


  • Credit analysis of proposal and preparation of credit notes.
  • Facilitate faster deal closures through proactive participation in deal structuring and credit enhancement, striking a balance between business growth and portfolio quality.
  • Meeting new customers and existing customers on regular basis
  • Monitoring of portfolio on regular basis. Identify stress in account (Early warning signal) and initiate corrective measures
  • Ensure continuous monitoring for all high value exposures in the region.



Major Deliverables:


  • Quality of Credit Underwriting
  • Portfolio Performance w.r.t. delinquencies, deferrals, Annual reviews/ renewals etc
  • Portfolio Monitoring
  • To develop good market intelligence through regular interactions with competitors, key business groups, CA firms, etc
  • To raise early warning signals for exit of stress accounts and take due measures for timely exit.
  • To ensure minimal audit queries including RBI and statutory audits and resolve the same within prescribed timelines.

Job role

Work location

Kolkata, Kolkata - Avani Signature, Block No. 302, Third Floor, 91/A/1, Avani Signature Building, Park Street, Kolkata, West Bengal - 700016, Kolkata, West Bengal, India


Banking / Insurance / Financial Services

Role / Category

Lending Operations

Employment type

Full Time


Day Shift

Job requirements


Min. 1 year

About company


Tata Capital Finance Ltd

Job posted by Tata Capital Finance Ltd

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