Area Credit Manager

Tata Capital Finance Ltd

Mumbai/Bombay

Not disclosed

Work from Office

Full Time

Min. 1 Years

Job Details

Job Description

Regional Credit Manager-Emerging Business-Credit Appraisal-Mumbai-Lower Parel-MM

To manage all activities pertaining to the sanction life cycle of all borrower accounts in the

 

o Support and co-partner with business teams to manage end to end credit approval for the designated region
o Underwrite for all customer segments for corporate finance products and present to senior level
o Authorize deviations raised and documented by underwriters in compliance with credit policy.
o Finalize review of credit memos, prepared by underwriters, and approval/ decline sign-offs on every file after checking for documentation requests.
o Approve all disbursement requests on the basis of achieved adherence to requirements and full documentation attainment at the branch level.
o Oversee and initiating follow-ups with external vendors to ensure timely query resolution/ report submission and eliminate any undue/ non-process related delays.
o Co-ordinate with the recoveries team and generate business insights.
o Lead a team of credit approvers to ensure portfolio quality and delinquencies.
o Engage in development, implementation, review and monitoring of various credit programs and providing training and coaching to continuously upgrade the competency of the team and improving upon processing efficiency of the HUB.
o Extensively travel to oversee branches falling under his territory in order to develop business, guide the team and ensure quality portfolio in the assigned region.
o Ensure compliance to all Audit /other regulatory regulations as well as processes, policies and reports as per company designed systems

o Support and co-partner with business teams to manage end to end credit approval for the designated region
o Underwrite for all customer segments for corporate finance products and present to senior level
o Authorize deviations raised and documented by underwriters in compliance with credit policy.
o Finalize review of credit memos, prepared by underwriters, and approval/ decline sign-offs on every file after checking for documentation requests.
o Approve all disbursement requests on the basis of achieved adherence to requirements and full documentation attainment at the branch level.
o Oversee and initiating follow-ups with external vendors to ensure timely query resolution/ report submission and eliminate any undue/ non-process related delays.
o Co-ordinate with the recoveries team and generate business insights.
o Lead a team of credit approvers to ensure portfolio quality and delinquencies.
o Engage in development, implementation, review and monitoring of various credit programs and providing training and coaching to continuously upgrade the competency of the team and improving upon processing efficiency of the HUB.
o Extensively travel to oversee branches falling under his territory in order to develop business, guide the team and ensure quality portfolio in the assigned region.
o Ensure compliance to all Audit /other regulatory regulations as well as processes, policies and reports as per company designed systems

Qualification: MBA/PGDBA/PGPM/ CA or Equivalent

Job role

Work location

Mumbai, Mumbai - Lower Parel, Tower A, 1101 & 1201 Peninsula Busines Park, Ganpatrao Kadam Marg, Lower Parel, Mumbai, Mumbai, Maharashtra, India

Department

Finance & Accounting

Role / Category

Finance

Employment type

Full Time

Shift

Day Shift

Job requirements

Experience

Min. 1 year

About company

Name

Tata Capital Finance Ltd

Job posted by Tata Capital Finance Ltd

This job has expired

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