Banking Executive

Fincrif India

Sector 3, Noida

₹15,000 - ₹28,000 monthly*

Fixed

15000 - ₹25000

Average Incentives*

3,000

Earning Potential

28,000

You can earn more incentive if you perform well

Work from Office

Full Time

Min. 6.0 months

Basic English

Job Details

Interview Details

Job highlights

Urgently hiring

118 applicants

Benefits include: PF, Mobile Allowance

Job Description

A personal loan sales executive is primarily responsible for generating leads, acquiring new customers, and promoting personal loan products offered by a financial institution. Here's a detailed job description:


1.Lead Generation: Actively prospect and generate leads through various channels such as referrals, cold calling, networking events, and digital marketing strategies.


2. Customer Acquisition: Reach out to potential customers to introduce personal loan products, explain their features and benefits, and persuade them to apply for a loan.


3. Sales Presentations: Conduct sales presentations and product demonstrations to educate customers about the loan application process, interest rates, repayment terms, and any associated fees.


4. Needs Assessment: Understand customers' financial needs and goals by conducting thorough assessments and discussions to recommend suitable loan solutions.


5. Relationship Building: Build and maintain strong relationships with customers by providing excellent service, addressing their inquiries promptly, and offering personalized assistance throughout the loan application process.


6. Sales Targets: Meet or exceed sales targets set by the organization by consistently acquiring new customers and achieving loan disbursal goals.


7. Cross-selling: Identify opportunities to cross-sell other financial products and services such as credit cards, insurance, or investment products to customers based on their needs and preferences.


8. Market Research: Stay informed about market trends, competitor offerings, and industry developments to effectively position personal loan products and differentiate them from competitors.


9. Compliance: Ensure compliance with all regulatory requirements, company policies, and industry standards when promoting and selling personal loan products.


10. Documentation: Assist customers with completing loan application forms and gathering required documentation, ensuring accuracy and completeness to facilitate the loan approval process.


11. Follow-up and After-Sales Service: Follow up with customers after loan disbursal to ensure satisfaction, address any concerns, and offer ongoing support as needed.


12. Reporting: Maintain accurate records of sales activities, customer interactions, and sales performance metrics to track progress and provide regular reports to management.


13. Continuous Learning: Stay updated on product knowledge, sales techniques, and industry best practices through training sessions, workshops, and self-study to enhance sales effectiveness.


Overall, personal loan sales executives play a vital role in driving revenue growth for the financial institution by effectively promoting and selling personal loan products while delivering exceptional customer service and adhering to regulatory requirements.

Job role

Work location

E-53/54 ,GROUND FLOOR SECTOR 3 , NOIDA Noida Sector 16, Delhi-NCR

Department

Banking / Insurance / Financial Services

Role / Category

Banking/Loan Sales

Employment type

Full Time

Shift

Day Shift

Job requirements

Experience

Any experience

Education

12th Pass

Skills

Bank operations software, Loan operation, Banking processes, Mobile banking, Loan processing, Bank management

English level

Basic English

Age limit

18 - 30 years

Gender

Any gender

Interview details

Interview mode

In person

Interview address

E-53/54 ,GROUND FLOOR SECTOR 3 , NOIDA

About company

Name

Fincrif India

Address

E-53/54 ,GROUND FLOOR SECTOR 3 , NOIDA Noida Sector 16, Delhi-NCR

Job posted by Fincrif India

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