Loan Officer

Tata Capital Finance Ltd

Patna

Not disclosed

Work from Office

Full Time

Freshers can apply

Job Details

Job Description

Loan Officers - Microfinance Business-Patna - Parth Astha (1st Floor)-J - Grades

  • To ensure the achievement of disbursement targets with minimum delinquency
  • Identifying  Joint liability Groups & disbursed loans, to suit the target customers and geographies.
  • Enabling business growth by developing and managing a teams across assigned territories for deeper market penetration and reach.
  • Assess potential client base and product acceptability in new regions, areas & opportunities for geographical expansion of operational areas.
  • Disbursement, repayment and delinquency management, achieving daily / weekly collections targets
  • Makes a close follow up of the disbursed loans, especially of the ones not paying on time.
  • Undertake regular field visits, Centre Meeting and loan applicants  
  • Maintaining portfolio quality by tracking & controlling Normal dues, Nonstarters, Delinquency, & Frauds.
  • Build strong client relationships both internally and externally and build a strong brand identification with potential customers.
  • Ensuring weekly / daily meetings & visit to centre
  • Fresher to maximum of 5yrs exp + as a sales officer in microfinance business
  • Basic understanding about Microfinance business and JLG model working would be preferred.

Key Skills

  • Relationship management, Business sourcing
  • Flair for sales
  • Understand critical attributes of customer service

Education  Graduate in any discipline

Job role

Work location

Patna, Patna - Parth Astha (1st Floor), 1st Floor, Parth Astha, Opp. Pillar No. 5, Bailey Road, Patna, Bihar - 800014, Patna, Bihar, India

Department

Banking / Insurance / Financial Services

Role / Category

Lending Operations

Employment type

Full Time

Shift

Day Shift

Job requirements

Experience

Any experience

About company

Name

Tata Capital Finance Ltd

Job posted by Tata Capital Finance Ltd

This job has expired

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