Regional Manager
Bajaj Finance Limited
Regional Manager
Bajaj Finance Limited
Pune
Not disclosed
Job Details
Job Description
Cluster Manager - Risk
Job Purpose | “This position is open with Bajaj Finance ltd.” Risk Management is core to Bajaj Finance. Most of the decisions in Risk Management are data driven and analytical. In order to get faster decision and assess risk of customers during loan acquisition and account management, statistical models are required to look at multi-variate dimensions. Based on that statistical models are built, and scorecards are prepared which assesses the probability of default of a customer and based on that different decisions like approve/decline, line assignment and collections are taken. |
Duties and Responsibilities | Provide analytical solutions through statistical modelling, credit policy and strategy, reporting and data analysis for the BFL-SME Business. Monitor, maintain and improve all scorecards, policies and processes across portfolios and ensure its effectiveness Support any adhoc deep dive data analysis on portfolio matrices Track and improve key performance indicators, losses and portfolio quality. Provide deep dive analysis on portfolio matrices. Build statistical models like Application Score, Behaviour Score, Fraud Scores, etc.. Building of Machine Learning models across the organization as on when required. Work closely with business team to understand their need and provide Analytical solution. Assess if any early warning signals using data analysis and segmentations and take pro-active policy actions as and when required Support in managing and improving various offer strategies, control offer generation and distribution through data analysis Work closely with Product, Sales to support business growth and drive new initiatives Ongoing liaising with IT, Credit and BIU teams to ensure all policies, processes, data flow are working efficiently and all required changes are build and implemented suitably |
Required Qualifications and Experience | Educational Qualifications • Qualifications MBA / Postgraduate with 3-4 years in quantitative subjects • Work Experience • 3-4 years relevant analytical experience in Scorecard development, ML modelling, Segmentation and Clustering. • Preferred Coding languages: SAS, SQL, R, Python. • Classical statistical techniques: Regression, Logistic regression, Clustering, Dimensionality reduction techniques, Hypothesis testing. • Experience in handling huge data base and the ability to do root cause analysis. • Individual contributor with the capability to deliver projects within timeline • Effective verbal and written communication skills |
Job role
Work location
Pune Corporate Office - Fountainhead
Department
Risk Management & Compliance
Role / Category
Risk Management - Operations / Strategy
Employment type
Full Time
Shift
Day Shift
Job requirements
Experience
Min. 4 years
About company
Name
Bajaj Finance Limited
Job posted by Bajaj Finance Limited
This job has expired