Home Loan Associate

Tata Capital Finance Ltd


Not disclosed

Work from Office

Full Time

Min. 4 Years

Job Details

Job Description

Relationship Manager - Retail Sales - Direct & DSA - Housing - EM - Sales - Sikar - Murli Plaza - JM *Reengus*

Core Responsibilities:

Branch Process Management

  • Execute the defined strategy to achieve the defined performance of the branch.
  • Create a demand funnel and efficiently meet sales forecasts by maintaining a good relationship with clients
  • Manage growth and profitability of the branch by maintaining competitive knowledge so as to create and adjust sales strategies
  • Expand and retain the company's base of customers for affordable home loans by developing and maintaining strong liaisons with the clients/channel partners for repeat business or referrals while also ensuring they are part of our future projects.
  • Build and develop a defined source mix comprising of direct and indirect sourcing channels.
  • Capitalize on business opportunities, builder tie ups, and plan and monitor joint promotional activities with developers.
  • Facilitate the development of new locations as per targets so as to penetrate new markets and thereby increase business
  • Ensure smooth functioning of the lending process at the various stages such as inquiry, application, verification, pre-sanction processing of loan, sanction, post-sanction documentation, disbursement of loan, collection, new and existing customer service.
  • Manage post-sales customer/channel partner escalation.
  • Co-ordinate and supervise all key departments internally and strategies the road map for lending products.
  • Managing branch operating costs including cost of acquisition, expenses and operations.
  • Closely monitors the quality of book ensuring minimum delinquency at the branch level.
  • To support the appropriate closure of stress accounts and move them out of the portfolio by collaborating with collections team.




Team Management

  • Optimize and closely monitor team productivity by effectively managing the team of sales managers so as to assure achievement of business targets and profitability of the area
  • Collaborate effectively with departments including Channel partners.
  • Lead and supervise the SM & RM team by support through appropriate hiring, training, reward and recognition.
  • Responsible for the overall administrative functioning of the branch.
  • Ensure active distribution span of control is maintained at the branch level as per norms.




  Industry & Governance

  • Constantly keep abreast of market trends and competitor intelligence so as to build and develop effective sales and marketing strategies
  • Ability to establish internal controls for legal compliance and conduct periodic audits to detect non-compliance & frauds and devise actions for correction and prevention.
  • Ensure a strong understanding of the markets / competition / process and products available in the markets and provide positive feedback to the central product and policy team to stay ahead in the market.
  • Ensure compliance to all Audit / NHB regulations as well as policies and procedures of the company.

Graduate: Yes  Desired Experience: Minimum 4 - 6 years in the field.

More about this Home Loan Associate job

Tata Capital Finance Ltd is aggressively hiring for the job profile of Home Loan Associate at undefined in null locality. Kindly go through the FAQs below to get all answers related to the given job. 1. How much salary can I expect? Ans. You can expect a minimum salary of 0 INR. The salary offered will depend on your skills, experience and performance in the interview. 2. What is the eligibility criteria to apply for this job? Ans. The candidate should have completed undefined degree and people who have 4 to 6 years are eligible to apply for this job. You can apply for more jobs in undefined to get hired quickly. 3. Is there any specific skill required for this job? Ans. The candidate should have undefined skills and sound communication skills for this job. 4. Who can apply for this job? Ans. Both Male and Female candidates can apply for this job. 5. Is it a work from home job? Ans. No, it’s not a work from home job and can’t be done online. You can explore and apply for other work from home jobs in undefined at apna. 6. Are there any charges or deposits required while applying for the role or while joining? Ans. No work-related deposit needs to be made during your employment with the company. 7. How can I apply for this job? Ans. Go to the apna app and apply for this job. Click on the apply button and call HR directly to schedule your interview. 8. What is the last date to apply? Ans. The last date to apply for this job is . For more details, download apna app and find Full Time jobs in undefined. Through apna, you can find jobs in 74 cities across India. Join NOW!

Job Requirements


Min. 4 Years

Job Role


Banking / Insurance / Financial Services

Employment Type

Full Time

Role / Category

Banking/Loan Sales

Job posted by Tata Capital Finance Ltd

This job has expired

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