Area Credit Manager

Tata Capital Finance Ltd


Not disclosed

Work from Office

Full Time

Freshers can apply

Job Details

Job Description

Regional Credit Manager - MFB - Tiruchirappalli - GVR Complex - JM


To manage all activities pertaining to the sanction life cycle of all borrower accounts in the retail loan business for all short and medium term products
Support and co-partner with business teams to manage end to end credit approval for the designated region
2.         Underwrite for all customer segment for retail and high value cases and present to senior level
3.         Authorize deviations raised and documented by underwriters in compliance with credit policy.
4.         Finalize review of credit memos, prepared by underwriters, and approval/ decline signoffs on every file after checking for documentation requests.
5.         Approve all disbursement requests on the basis of achieved adherence to requirements and full documentation attainment at the branch level.
6.         Ensure timely completion of personal discussion documents through customer visits if required.
7.         Oversee and initiate follow-ups with external vendors to ensure timely query resolution/ report submission and eliminate any undue/ non-process related delays.
8.         Co-ordinate with the recoveries team and generate business insights.
9.         Lead a team of credit approvers to ensure portfolio quality and delinquencies.
10.       Engage in development, implementation, review and monitoring of various credit programs and providing training and coaching to continuously upgrade the competency of the team and improving upon processing efficiency of the HUB
11.       Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting and sanctioning of loan.
12.       Evolve underwriting norms customized to the local market needs and ensure continued enhancement and execution of consumer credit risk strategy.
13.       Adhere to all norms and regulations required.

Post Graduate/ Graduate in any discipline

Job role

Work location

Tiruchirappalli, Tiruchirappalli - GVR Complex, 3rd Floor, GVR Complex, No. 6, Lawsons Road, Tiruchirappalli, Tamilnadu - 620001, India


Banking / Insurance / Financial Services

Role / Category

Lending Operations

Employment type

Full Time


Day Shift

Job requirements


Any experience

About company


Tata Capital Finance Ltd

Job posted by Tata Capital Finance Ltd

This job has expired

Follow us on social media

© 2024 Apna | All rights reserved Privacy Policy Terms & Conditions