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<p>Service Manager-BRANCH BANKING-Branch Banking</p><p>Service Manager– Branch Banking<br/>KRAs:  Lead the entire Branch Operational activities of an individual Branch (Mega/ Large Branches)  Manage a Service Team.  Co-ordinate the audit of the branch - Ensuring strict adherence to compliance, audit and regulator and procedural compliance requirements.  Ensuring service excellence to enhance portfolio's, control retention and better cross sell activities  Authorize and check Teller and Relationship teams entries for customer transaction/ service request  Check end products, Check vouchers to clear transactions  Vault / Key custodian of the Branch  Manage the Service Scores of the branch  Branch Lobby and Customer Queue management.  Managing cash (including FX and TCs) at the branch and ensuring that cash (including FX and TCs) is within branch limit.  Customer complains management and ensuring resolution of all complaints within TAT.  Be responsible for the AML &amp; KYC compliance of the various account opening forms submitted to CPC/RPC Desired Candidate Profile:  Meticulous &amp; has an Eye for detail  Ability to manage and motivate front office staff.  Thorough overall understanding of branch banking operations  Graduate : 6 – 8 years of experience  Post Graduate : 4 - 6 years of experience  Should possess customer orientation and team leader qualities</p><h4>Experience Level</h4>Senior Level

Kotak Mahindra Bank

<p>BRANCH BUSINESS MANAGER-HOME LOANS</p><table border="0" cellpadding="0" cellspacing="0" width="721"><tbody><tr><td colspan="4" width="100%"><table border="1" cellpadding="0" cellspacing="0"><tbody><tr><td width="37.868480725623584%"><p><strong>Job Description</strong></p></td><td valign="top" width="62.131519274376416%"><p><strong> </strong></p></td></tr></tbody></table></td></tr><tr><td width="5.270457697642164%"><p><strong>A</strong></p></td><td colspan="3" width="94.72954230235784%"><p><strong>  Job Specification</strong></p></td></tr><tr><td width="5.2631578947368425%"><p><strong>1</strong></p></td><td width="27.562326869806093%"><p><strong>Company Name</strong></p></td><td width="2.6315789473684212%"><p>:</p></td><td width="64.54293628808864%"><p>Muthoot Fincorp Limited</p></td></tr><tr><td width="5.2631578947368425%"><p><strong>2</strong></p></td><td width="27.562326869806093%"><p><strong>Position / Designation</strong></p></td><td width="2.6315789473684212%"><p>:</p></td><td width="64.54293628808864%"><p>Branch Business Manager – Secured &amp; Unsecured Lending Business</p></td></tr><tr><td width="5.2631578947368425%"><p><strong>3</strong></p></td><td width="27.562326869806093%"><p><strong>Grade</strong></p></td><td width="2.6315789473684212%"><p>:</p></td><td width="64.54293628808864%"><p> D1</p></td></tr><tr><td width="5.2631578947368425%"><p><strong>4</strong></p></td><td width="27.562326869806093%"><p><strong>Employment Type</strong></p></td><td width="2.6315789473684212%"><p>:</p></td><td width="64.54293628808864%"><p>All Employment Type</p></td></tr><tr><td width="5.2631578947368425%"><p><strong>5</strong></p></td><td width="27.562326869806093%"><p><strong>Reporting to – </strong></p><p><strong>Designation &amp; Grade</strong></p></td><td width="2.6315789473684212%"><p>:</p></td><td width="64.54293628808864%"><p>State Business Manager – Secured &amp; Unsecured Lending Business</p></td></tr><tr><td width="5.2631578947368425%"><p><strong>6</strong></p></td><td width="27.562326869806093%"><p><strong>No. of Reportees,</strong></p><p><strong>Designation &amp; Grade</strong></p></td><td width="2.6315789473684212%"><p>:</p></td><td width="64.54293628808864%"><p>5 RMs / BSMs; 1 Collections Officer</p></td></tr><tr><td width="5.2631578947368425%"><p><strong> </strong></p><p><strong>7</strong></p><p><strong> </strong></p></td><td width="27.562326869806093%"><p><strong>Main Tasks &amp; Areas of Responsibility</strong></p></td><td width="2.6315789473684212%"><p>:</p></td><td width="64.54293628808864%"><ul><li>Lead &amp; Motivate team of RO/RM/BSMs to build to Overachieve Monthly / Quarterly / Half Yearly / Annual Business Budget</li><li>Own &amp; resolve the early mortality, delinquencies and NPAs from new sourcing and existing portfolio.</li><li>To find new micro markets and empanel good quality referral partners to scale up Micro LAP business &amp; Gold backed secured business loan (Suvarna)</li><li>To liaison with Credit, Subject Matter Experts at different levels to clear customers’ loan proposals for faster decisioning</li><li>To Cross Sell Insurance effectively to the loan customers to safeguard their Property, Health &amp; Life.</li><li>To Be the Face of SULB Muthoot Fincorp for that Location for all practical purposes.</li><li>To Constantly look out for opportunities for improve customer experience by giving inputs to the Sr. Management for addressing the unmet needs of the customer.</li><li>To Watch closely the Competition activities and report the same to the Zonal and National teams.</li><li>To Work closely with Muthoot Fincorp branches for smoother disbursement of Gold backed Secured Loans and their safekeep.</li><li>To Attract &amp; Retain High Performers in the Team.</li><li>To Retain existing live loan customers.</li><li>To effectively liaison with law authorities for resolving conflicts if any.</li></ul><p> </p></td></tr><tr><td width="5.2631578947368425%"><p><strong>8</strong></p></td><td width="27.562326869806093%"><p><strong>Skills and Exposure</strong></p></td><td width="2.6315789473684212%"><p>:</p></td><td width="64.54293628808864%"><ul><li>A result oriented individual with Positive Mental Attitude with Integrity, willing to put hardwork.</li><li>Proven ability to Recruit and Retain high performing RO/RM/BSMs.</li></ul><p> </p><ul><li>Atleast 5 years experience in  leading a team of Sales Exectives, Team Leaders, with atleast 2 years of Onroll team members.</li></ul><p> </p><ul><li>Having good working knowledge on Lower &amp; Middle Income Customer Segments, having worked in similar role in an Affordable Housing or NBFC, with minimum 2 years of similar exposure.</li></ul><p> </p><ul><li> Excellent interpersonal and verbal communication skills</li></ul><p> </p><ul><li>Ability to Work &amp; Deliver business targets under pressure </li></ul><p> </p><ul><li>Working knowledge of Collections/ Recoveries.</li></ul><p> </p><ul><li>Be Accountable for Portfolio Quality of the Location.</li></ul></td></tr><tr><td width="5.2631578947368425%"><p><strong>9</strong></p></td><td width="27.562326869806093%"><p><strong>Special Requirements (If any)</strong></p></td><td width="2.6315789473684212%"><p>:</p></td><td width="64.54293628808864%"><p> Direct team managing experience mandatory</p><p>Working knowledge of Affordable Home Loans / Micro LAP business exposure, preferable.</p></td></tr><tr><td width="5.2631578947368425%"><p><strong>10</strong></p></td><td width="27.562326869806093%"><p><strong>Job Location / State</strong></p></td><td width="2.6315789473684212%"><p>:</p></td><td width="64.54293628808864%"><p>Telangana, Andhra Pradesh, Tamil Nadu, Rajasthan, MP, Gujarath, Delhi, Karnataka , Rajasthan, Uttar Pradesh, </p></td></tr><tr><td width="5.2631578947368425%"><p><strong>11</strong></p></td><td width="27.562326869806093%"><p><strong>Compensation Band</strong></p></td><td width="2.6315789473684212%"><p>:</p></td><td width="64.54293628808864%"><p>As per policy</p></td></tr><tr><td width="5.2631578947368425%"><p><strong>12</strong></p></td><td width="27.562326869806093%"><p><strong>Entitlements</strong></p></td><td width="2.6315789473684212%"><p>:</p></td><td width="64.54293628808864%"><p>As per policy</p></td></tr><tr><td width="5.2631578947368425%"><p><strong>13</strong></p></td><td width="27.562326869806093%"><p><strong>Stake Holders</strong></p></td><td width="2.6315789473684212%"><p>:</p></td><td width="64.54293628808864%"><p>Should be able to manage multiple stakeholders and collaborate with State, Zonal, National teams</p></td></tr><tr><td width="5.270457697642164%"><p><strong>B</strong></p></td><td colspan="3" width="94.72954230235784%"><p><strong> </strong></p></td></tr><tr><td width="5.2631578947368425%"><p><strong>15</strong></p></td><td valign="bottom" width="27.562326869806093%"><p><strong>Educational Qualification / Technical Certification</strong></p></td><td width="2.6315789473684212%"><p>:</p></td><td width="64.54293628808864%"><p>Any UG/PG or MBA</p></td></tr><tr><td width="5.2631578947368425%"><p><strong>16</strong></p></td><td width="27.562326869806093%"><p><strong>Skill Sets</strong></p></td><td width="2.6315789473684212%"><p>:</p></td><td width="64.54293628808864%"><p>Experience in Home Loans / Mortgages, with team handling skill sets.</p></td></tr><tr><td width="5.2631578947368425%"><p><strong>17</strong></p></td><td width="27.562326869806093%"><p><strong>Communication Skills</strong></p></td><td width="2.6315789473684212%"><p>:</p></td><td width="64.54293628808864%"><p>Good oral, written and presentation skills</p></td></tr><tr><td width="5.2631578947368425%"><p><strong>18</strong></p></td><td width="27.562326869806093%"><p><strong>Experience</strong></p></td><td width="2.6315789473684212%"><p>:</p></td><td width="64.54293628808864%"><p>5+ years of overall experience </p></td></tr><tr><td width="5.2631578947368425%"><p><strong>19</strong></p></td><td width="27.562326869806093%"><p><strong>Behavioral Competencies</strong></p></td><td width="2.6315789473684212%"><p>:</p></td><td width="64.54293628808864%"><p>Uncompromising ethical standards and discipline expected</p></td></tr><tr><td width="5.2631578947368425%"><p><strong>20</strong></p></td><td width="27.562326869806093%"><p><strong>Other Requirements (If any)</strong></p></td><td width="2.6315789473684212%"><p>:</p></td><td width="64.54293628808864%"><p>-</p></td></tr></tbody></table><p>  </p>

Muthoot Fincorp Limited

<p>Branch Manager-RELATIONSHIP BANKING GROUP-RA-Risk Control Unit</p><p> </p><p><strong><u>Branch Manager – RCU</u></strong></p><p> </p>



Department
<i>Commercial Bank - RCU</i>


Location
<i>PUNE</i>


Number of Positions
<i>1</i>


Reporting Relationship
<i>Reporting to Regional Manager – CB RCU </i>


Position Grade
<i>M4</i><p> </p><p> </p><p> </p><p> </p><p><br/></p><ol><li>Manage Commercial Bank  RCU activities for ROM (Rest of Maharashtra) excluding Mumbai</li><li>Responsible for controlling fraud risks in Tier I, II, III cities and District level </li><li>Responsible for adhering policies and process </li><li>Manage team spread across ROM State </li><li>Responsible for managing vendors</li><li>Responsible for co-ordination with other support &amp; control functions and business team </li><li>Responsible for managing MIS/Risk Analysis/Fraud Analysis/Investigation </li></ol><p> </p><ol><li>Exposure to policy and process.</li><li>Exposure to Retail Assets and retail assets fraud risk management.</li><li>Play a role of a team leader - Recruit, Train, Lead and Retail a team .</li><li>Willingness to travel across Rest of Maharashtra </li><li>Should have exposure to MS office (Word, Excel &amp; Power Point).</li></ol><p> </p><p> </p><p><br/></p><ol><li>Team player </li><li>Analytical skill.</li><li>Having good oral and written communication. </li><li>Excellent co-ordination skills</li><li>Network.</li></ol><p> </p><p> </p><p> </p><p> </p><p><br/></p><p>If you wish to apply for this job position, please fill your details in the <i>Kotak Fast Track A</i>pplication Form and mail to <strong><u>manasi.thakur@kotak.com</u></strong></p><p> </p><p>Please mention the following in the subject line as ‘<strong><u>”Position Name” </u></strong>–“<strong><u>Your Name”</u></strong> – “<strong><u>Your Current Business Group</u></strong>”</p><p> </p><p> </p><h4>Experience Level</h4>Mid Level

<p>Branch Manager</p><p>Key Job Responsibilities </p><p>Customer Championship</p><p>•Maintain regular &amp; continuous relationship with existing and potential customers.</p><p>•Constant study of market and identify market trends to - aid innovation and/or to meet the need(s) of customers by up-sell/cross sell of products.</p><p>•Initiate, implement/coordinate and participate in marketing for achieving the above. </p><p>•Achieve customer delight through eﬃcient customer service. Retain existing customers and acquire new continuously. </p><p><br/></p><p>Product – Process Championship</p><p>•Achieve branch targets and ensure proﬁtability of the unit (branch). </p><p>•Will involve in Field Visits for Marketing / Collection activities basis to branch requirements</p><p>•Collaborate with various departments to ensure smooth functioning of the branch. </p><p>•Ensure operational adherence as per Manual of Instructions and laid down policies and practices. Mitigation &amp; Prevention of Risk (material &amp; people) by early and timely detection of fraud(s) and up-hold the vision &amp; values of the Organization and goodwill of customers. </p><p>•Recovery of receivables: To ensure organization’s revenue ﬂow and protect customer’s long-term interest by regular monitoring and follow up. Should adhere to the operation protocols mandated by the organization. </p><p>•Eﬃcient maintenance of branch books of accounts, documents and statutory records and upkeep of branch premises and physical Assets. Liaison and coordination with statutory authorities and/or external agencies and ensure compliance adherence, rule of Law.</p><p>•Role will come under the purview of Audit &amp; Gold Inspection.</p><p>•Should focus on branch profitability &amp; ensure that assigned branch is profitable</p><p><br/></p><p>People Championship</p><p>•Ensure proper handholding and timely/continues training of the team. </p><p>•Encourage acquiring and sharing of knowledge by team members and proactively participate in knowledge sharing for the development of business and career progression of team.</p><p><br/></p><p>Knowledge, Skills &amp; Attributes</p><p>•Result Orientation</p><p>•Customer Service &amp; Retention Focus</p><p>•Planning &amp; Forecasting Skills</p><p>•Relationship Building</p><p>•Coaching &amp; Mentoring </p><p>•Market Intelligence </p><p>•Business Development</p><p>•Communication Skills – Proficiency in local language and English</p>

<p>Branch Manager-BRANCH BANKING-RL Branch head</p><p> </p><p><strong><u>Job Role: </u></strong></p><ul><li>Enhancement of Deposit pool from Customers</li><li>Establishing standards and delivery of service</li><li>Sale of non-deposit products. Cross selling targets progressively</li><li>Sale of MF and Insurance products</li><li>Fee Income</li><li>Branch Administration</li><li>Regulatory Compliance</li><li>Manage productivity and overall morale of branch team members</li><li>Overall responsible for break-even and P&amp;L of branch</li></ul><p><strong><u>Job Requirements</u></strong><u>: </u></p><ul><li>Must have had Sales experience and exposure, preferably of Liabilities products</li><li>Qualifications- MBA / CA / CAIB</li><li>Good Leadership skills (though more tactical than strategic)</li><li>Thinker: Doer – 40:60</li><li>In-depth understanding of financial instruments, markets and macro micro economic processes</li><li>Ability to carry along all the units involved in the customer service cycle to ensure customer “DELIGHT”</li><li>Liaising with product management team, marketing and other centers &amp; verticals for new product development, service enhancements and sales initiatives</li><li>12-18 yrs experience.</li></ul><p> </p><h4>Experience Level</h4>Executive Level

<p>BRANCH MANAGER I</p><br/><div>Key Job Responsibilities </div><div>Customer Championship</div><div>•Maintain regular &amp; continuous relationship with existing and potential customers.</div><div>•Constant study of market and identify market trends to - aid innovation and/or to meet the need(s) of customers by up-sell/cross sell of products.</div><div>•Initiate, implement/coordinate and participate in marketing for achieving the above. </div><div>•Achieve customer delight through eﬃcient customer service. Retain existing customers and acquire new continuously. </div><div><br/></div><div>Product – Process Championship</div><div>•Achieve branch targets and ensure proﬁtability of the unit (branch). </div><div>•Will involve in Field Visits for Marketing / Collection activities basis to branch requirements</div><div>•Collaborate with various departments to ensure smooth functioning of the branch. </div><div>•Ensure operational adherence as per Manual of Instructions and laid down policies and practices. Mitigation &amp; Prevention of Risk (material &amp; people) by early and timely detection of fraud(s) and up-hold the vision &amp; values of the Organization and goodwill of customers. </div><div>•Recovery of receivables: To ensure organization’s revenue ﬂow and protect customer’s long-term interest by regular monitoring and follow up. Should adhere to the operation protocols mandated by the organization. </div><div>•Eﬃcient maintenance of branch books of accounts, documents and statutory records and upkeep of branch premises and physical Assets. Liaison and coordination with statutory authorities and/or external agencies and ensure compliance adherence, rule of Law.</div><div>•Role will come under the purview of Audit &amp; Gold Inspection.</div><div>•Should focus on branch profitability &amp; ensure that assigned branch is profitable</div><div><br/></div><div>People Championship</div><div>•Ensure proper handholding and timely/continues training of the team. </div><div>•Encourage acquiring and sharing of knowledge by team members and proactively participate in knowledge sharing for the development of business and career progression of team.</div><div><br/></div><div>Knowledge, Skills &amp; Attributes</div><div>•Result Orientation</div><div>•Customer Service &amp; Retention Focus</div><div>•Planning &amp; Forecasting Skills</div><div>•Relationship Building</div><div>•Coaching &amp; Mentoring </div><div>•Market Intelligence </div><div>•Business Development</div><div>•Communication Skills – Proficiency in local language and English</div><table border="0" cellpadding="0" cellspacing="0" width="330"></table>

<p>BRANCH MANAGER - Akhilya Circle</p><br/><div>Key Job Responsibilities </div><div>Customer Championship</div><div>•Maintain regular &amp; continuous relationship with existing and potential customers.</div><div>•Constant study of market and identify market trends to - aid innovation and/or to meet the need(s) of customers by up-sell/cross sell of products.</div><div>•Initiate, implement/coordinate and participate in marketing for achieving the above. </div><div>•Achieve customer delight through eﬃcient customer service. Retain existing customers and acquire new continuously. </div><div><br/></div><div>Product – Process Championship</div><div>•Achieve branch targets and ensure proﬁtability of the unit (branch). </div><div>•Will involve in Field Visits for Marketing / Collection activities basis to branch requirements</div><div>•Collaborate with various departments to ensure smooth functioning of the branch. </div><div>•Ensure operational adherence as per Manual of Instructions and laid down policies and practices. Mitigation &amp; Prevention of Risk (material &amp; people) by early and timely detection of fraud(s) and up-hold the vision &amp; values of the Organization and goodwill of customers. </div><div>•Recovery of receivables: To ensure organization’s revenue ﬂow and protect customer’s long-term interest by regular monitoring and follow up. Should adhere to the operation protocols mandated by the organization. </div><div>•Eﬃcient maintenance of branch books of accounts, documents and statutory records and upkeep of branch premises and physical Assets. Liaison and coordination with statutory authorities and/or external agencies and ensure compliance adherence, rule of Law.</div><div>•Role will come under the purview of Audit &amp; Gold Inspection.</div><div>•Should focus on branch profitability &amp; ensure that assigned branch is profitable</div><div><br/></div><div>People Championship</div><div>•Ensure proper handholding and timely/continues training of the team. </div><div>•Encourage acquiring and sharing of knowledge by team members and proactively participate in knowledge sharing for the development of business and career progression of team.</div><div><br/></div><div>Knowledge, Skills &amp; Attributes</div><div>•Result Orientation</div><div>•Customer Service &amp; Retention Focus</div><div>•Planning &amp; Forecasting Skills</div><div>•Relationship Building</div><div>•Coaching &amp; Mentoring </div><div>•Market Intelligence </div><div>•Business Development</div><div>•Communication Skills – Proficiency in local language and English</div><table border="0" cellpadding="0" cellspacing="0" width="330"></table>

<p>Area Business Manager</p><p><strong><u><span>Job Description Format</span></u></strong></p><p><strong><u><span> </span></u></strong></p><p><span>Position Designation </span></p><p> </p><p><span>Incumbent</span></p><p><span>Area Business Manager</span></p><p><span>Department</span></p><p><span>Energy Solutions </span></p><p><span>Location</span></p><p><span>Hyderabad</span></p><p><span>Dated</span></p><p><span>7/07/2025</span></p><p><span>Primary Job Responsibilities</span></p><p> </p><p><strong><span> </span></strong></p><ul><li>Retention &amp; increase of market share for assigned product category in each account.</li></ul><ul><li>Responsible for sales in assigned product category in assigned region.</li><li>Channel Handling experience. Selection of relevant channel partners.</li><li>Channel conflict resolution.</li><li>Reconciliation of accounts with the channel partners</li><li>Up keeping all sales records on maintain data delated to sales.</li><li>Good geographical Exposure</li><li>Order processing.</li></ul><p> </p><p> </p>



 
 
 
 
 







<p><span>Qualifications and Experience</span></p><p> </p><p><span>Minimum Qualifications</span></p><p><span>Graduate/MBA</span></p><p> </p><p><span>Minimum Experience</span></p><p><span>5-10 Years</span></p><p> </p><p><span>Relevant/Additional Experience</span></p><p><span>Hands on experience in Channel Development in Battery Inverter</span></p><p><span>Other Industry: Consumer Electronic/Mobile Handset Industry</span></p><p> </p><h4>Experience Level</h4>Mid Level

Luminous Power Technologies

<p>Branch Manager-BRANCH BANKING-Branch Banking</p><ul><li>Achieving Business Objectives for the Branch in terms of Value, Productivity, &amp; Volume Metrics.</li><li>Revenue Generation through Sales of CASA, Assets, TPP of MF / LI / GT etc. through varied Bank Channels.</li><li>Mentor Sales &amp; Operations’ Teams.</li><li>Responsible for YoY Deliverables &amp; Growth of Fee &amp; Non-Fee Income based Products.</li><li>Enhancements of Standards of Service Delivery / Customer Service.</li><li>Manage Complete Branch Administration &amp; Regulatory Compliance.</li><li>Enhance Overall Product Sales by ways of Basket Growth.</li><li>Ensuring Quality Parameters across Service Span and Other Deliverables.</li><li>Manage Overall Productivity &amp; Moral of Branch Personnel.</li><li>Graduation is Mandatory, Preferred PG / MBA.</li><li>Relevant Experience of in<strong> Team Handling, thorough Understanding of Banking</strong>.</li><li>Proven Branch Management Experience, as a Bank Manager or Similar Role.</li><li>Leadership Aptitude, Mentoring Ability and Excellent Organizational Skills.</li><li>Familiarity with Banking Industry Rules &amp; Regulations.</li><li>Result Driven, Customer Focused and Ability to meet Allotted Targets.</li></ul><p>Knowledge of Modern Management Techniques &amp; Best Practices in Business Administration preferred</p><h4>Experience Level</h4>Mid Level

<p>BRANCH MANAGER</p><br/><div>Key Job Responsibilities </div><div>Customer Championship</div><div>•Maintain regular &amp; continuous relationship with existing and potential customers.</div><div>•Constant study of market and identify market trends to - aid innovation and/or to meet the need(s) of customers by up-sell/cross sell of products.</div><div>•Initiate, implement/coordinate and participate in marketing for achieving the above. </div><div>•Achieve customer delight through eﬃcient customer service. Retain existing customers and acquire new continuously. </div><div><br/></div><div>Product – Process Championship</div><div>•Achieve branch targets and ensure proﬁtability of the unit (branch). </div><div>•Will involve in Field Visits for Marketing / Collection activities basis to branch requirements</div><div>•Collaborate with various departments to ensure smooth functioning of the branch. </div><div>•Ensure operational adherence as per Manual of Instructions and laid down policies and practices. Mitigation &amp; Prevention of Risk (material &amp; people) by early and timely detection of fraud(s) and up-hold the vision &amp; values of the Organization and goodwill of customers. </div><div>•Recovery of receivables: To ensure organization’s revenue ﬂow and protect customer’s long-term interest by regular monitoring and follow up. Should adhere to the operation protocols mandated by the organization. </div><div>•Eﬃcient maintenance of branch books of accounts, documents and statutory records and upkeep of branch premises and physical Assets. Liaison and coordination with statutory authorities and/or external agencies and ensure compliance adherence, rule of Law.</div><div>•Role will come under the purview of Audit &amp; Gold Inspection.</div><div>•Should focus on branch profitability &amp; ensure that assigned branch is profitable</div><div><br/></div><div>People Championship</div><div>•Ensure proper handholding and timely/continues training of the team. </div><div>•Encourage acquiring and sharing of knowledge by team members and proactively participate in knowledge sharing for the development of business and career progression of team.</div><div><br/></div><div>Knowledge, Skills &amp; Attributes</div><div>•Result Orientation</div><div>•Customer Service &amp; Retention Focus</div><div>•Planning &amp; Forecasting Skills</div><div>•Relationship Building</div><div>•Coaching &amp; Mentoring </div><div>•Market Intelligence </div><div>•Business Development</div><div>•Communication Skills – Proficiency in local language and English</div><table border="0" cellpadding="0" cellspacing="0" width="330"></table>

<p>Branch Business Manager - Secured & Unsecured Lending Business</p><table border="0" cellpadding="0" cellspacing="0" width="721"><tbody><tr><td colspan="4" width="100%"><table border="1" cellpadding="0" cellspacing="0"><tbody><tr><td width="37.868480725623584%"><p><strong>Job Description</strong></p></td><td valign="top" width="62.131519274376416%"><p><strong> </strong></p></td></tr></tbody></table></td></tr><tr><td width="5.270457697642164%"><p><strong>A</strong></p></td><td colspan="3" width="94.72954230235784%"><p><strong>  Job Specification</strong></p></td></tr><tr><td width="5.2631578947368425%"><p><strong>1</strong></p></td><td width="27.562326869806093%"><p><strong>Company Name</strong></p></td><td width="2.6315789473684212%"><p>:</p></td><td width="64.54293628808864%"><p>Muthoot Fincorp Limited</p></td></tr><tr><td width="5.2631578947368425%"><p><strong>2</strong></p></td><td width="27.562326869806093%"><p><strong>Position / Designation</strong></p></td><td width="2.6315789473684212%"><p>:</p></td><td width="64.54293628808864%"><p>Branch Business Manager – Secured &amp; Unsecured Lending Business</p></td></tr><tr><td width="5.2631578947368425%"><p><strong>3</strong></p></td><td width="27.562326869806093%"><p><strong>Grade</strong></p></td><td width="2.6315789473684212%"><p>:</p></td><td width="64.54293628808864%"><p> </p></td></tr><tr><td width="5.2631578947368425%"><p><strong>4</strong></p></td><td width="27.562326869806093%"><p><strong>Employment Type</strong></p></td><td width="2.6315789473684212%"><p>:</p></td><td width="64.54293628808864%"><p>All Employment Type</p></td></tr><tr><td width="5.2631578947368425%"><p><strong>5</strong></p></td><td width="27.562326869806093%"><p><strong>Reporting to – </strong></p><p><strong>Designation &amp; Grade</strong></p></td><td width="2.6315789473684212%"><p>:</p></td><td width="64.54293628808864%"><p>State Business Manager – Secured &amp; Unsecured Lending Business</p></td></tr><tr><td width="5.2631578947368425%"><p><strong>6</strong></p></td><td width="27.562326869806093%"><p><strong>No. of Reportees,</strong></p><p><strong>Designation &amp; Grade</strong></p></td><td width="2.6315789473684212%"><p>:</p></td><td width="64.54293628808864%"><p>5 RMs / BSMs; 1 Collections Officer</p></td></tr><tr><td width="5.2631578947368425%"><p><strong> </strong></p><p><strong>7</strong></p><p><strong> </strong></p></td><td width="27.562326869806093%"><p><strong>Main Tasks &amp; Areas of Responsibility</strong></p></td><td width="2.6315789473684212%"><p>:</p></td><td width="64.54293628808864%"><ul><li>Lead &amp; Motivate team of RO/RM/BSMs to build to Overachieve Monthly / Quarterly / Half Yearly / Annual Business Budget</li><li>Own &amp; resolve the early mortality, delinquencies and NPAs from new sourcing and existing portfolio.</li><li>To find new micro markets and empanel good quality referral partners to scale up Micro LAP business &amp; Gold backed secured business loan (Suvarna)</li><li>To liaison with Credit, Subject Matter Experts at different levels to clear customers’ loan proposals for faster decisioning</li><li>To Cross Sell Insurance effectively to the loan customers to safeguard their Property, Health &amp; Life.</li><li>To Be the Face of SULB Muthoot Fincorp for that Location for all practical purposes.</li><li>To Constantly look out for opportunities for improve customer experience by giving inputs to the Sr. Management for addressing the unmet needs of the customer.</li><li>To Watch closely the Competition activities and report the same to the Zonal and National teams.</li><li>To Work closely with Muthoot Fincorp branches for smoother disbursement of Gold backed Secured Loans and their safekeep.</li><li>To Attract &amp; Retain High Performers in the Team.</li><li>To Retain existing live loan customers.</li><li>To effectively liaison with law authorities for resolving conflicts if any.</li></ul><p> </p></td></tr><tr><td width="5.2631578947368425%"><p><strong>8</strong></p></td><td width="27.562326869806093%"><p><strong>Skills and Exposure</strong></p></td><td width="2.6315789473684212%"><p>:</p></td><td width="64.54293628808864%"><ul><li>A result oriented individual with Positive Mental Attitude with Integrity, willing to put hardwork.</li><li>Proven ability to Recruit and Retain high performing RO/RM/BSMs.</li></ul><p> </p><ul><li>Atleast 5 years experience in  leading a team of Sales Exectives, Team Leaders, with atleast 2 years of Onroll team members.</li></ul><p> </p><ul><li>Having good working knowledge on Lower &amp; Middle Income Customer Segments, having worked in similar role in an Affordable Housing or NBFC, with minimum 2 years of similar exposure.</li></ul><p> </p><ul><li> Excellent interpersonal and verbal communication skills</li></ul><p> </p><ul><li>Ability to Work &amp; Deliver business targets under pressure </li></ul><p> </p><ul><li>Working knowledge of Collections/ Recoveries.</li></ul><p> </p><ul><li>Be Accountable for Portfolio Quality of the Location.</li></ul></td></tr><tr><td width="5.2631578947368425%"><p><strong>9</strong></p></td><td width="27.562326869806093%"><p><strong>Special Requirements (If any)</strong></p></td><td width="2.6315789473684212%"><p>:</p></td><td width="64.54293628808864%"><p> Direct team managing experience mandatory</p><p>Working knowledge of Affordable Home Loans / Micro LAP business exposure, preferable.</p></td></tr><tr><td width="5.2631578947368425%"><p><strong>10</strong></p></td><td width="27.562326869806093%"><p><strong>Job Location / State</strong></p></td><td width="2.6315789473684212%"><p>:</p></td><td width="64.54293628808864%"><p>Telangana, Andhra Pradesh, Tamil Nadu, Rajasthan, MP, Gujarath, Delhi, Karnataka , Rajasthan, Uttar Pradesh, </p></td></tr><tr><td width="5.2631578947368425%"><p><strong>11</strong></p></td><td width="27.562326869806093%"><p><strong>Compensation Band</strong></p></td><td width="2.6315789473684212%"><p>:</p></td><td width="64.54293628808864%"><p>As per policy</p></td></tr><tr><td width="5.2631578947368425%"><p><strong>12</strong></p></td><td width="27.562326869806093%"><p><strong>Entitlements</strong></p></td><td width="2.6315789473684212%"><p>:</p></td><td width="64.54293628808864%"><p>As per policy</p></td></tr><tr><td width="5.2631578947368425%"><p><strong>13</strong></p></td><td width="27.562326869806093%"><p><strong>Stake Holders</strong></p></td><td width="2.6315789473684212%"><p>:</p></td><td width="64.54293628808864%"><p>Should be able to manage multiple stakeholders and collaborate with State, Zonal, National teams</p></td></tr><tr><td width="5.270457697642164%"><p><strong>B</strong></p></td><td colspan="3" width="94.72954230235784%"><p><strong> </strong></p></td></tr><tr><td width="5.2631578947368425%"><p><strong>15</strong></p></td><td valign="bottom" width="27.562326869806093%"><p><strong>Educational Qualification / Technical Certification</strong></p></td><td width="2.6315789473684212%"><p>:</p></td><td width="64.54293628808864%"><p>Any UG/PG or MBA</p></td></tr><tr><td width="5.2631578947368425%"><p><strong>16</strong></p></td><td width="27.562326869806093%"><p><strong>Skill Sets</strong></p></td><td width="2.6315789473684212%"><p>:</p></td><td width="64.54293628808864%"><p>Experience in Home Loans / Mortgages, with team handling skill sets.</p></td></tr><tr><td width="5.2631578947368425%"><p><strong>17</strong></p></td><td width="27.562326869806093%"><p><strong>Communication Skills</strong></p></td><td width="2.6315789473684212%"><p>:</p></td><td width="64.54293628808864%"><p>Good oral, written and presentation skills</p></td></tr><tr><td width="5.2631578947368425%"><p><strong>18</strong></p></td><td width="27.562326869806093%"><p><strong>Experience</strong></p></td><td width="2.6315789473684212%"><p>:</p></td><td width="64.54293628808864%"><p>5+ years of overall experience </p></td></tr><tr><td width="5.2631578947368425%"><p><strong>19</strong></p></td><td width="27.562326869806093%"><p><strong>Behavioral Competencies</strong></p></td><td width="2.6315789473684212%"><p>:</p></td><td width="64.54293628808864%"><p>Uncompromising ethical standards and discipline expected</p></td></tr><tr><td width="5.2631578947368425%"><p><strong>20</strong></p></td><td width="27.562326869806093%"><p><strong>Other Requirements (If any)</strong></p></td><td width="2.6315789473684212%"><p>:</p></td><td width="64.54293628808864%"><p>-</p></td></tr></tbody></table><p>  </p>

<p>Branch Manager – Affordable LAP</p><p><br></p><p><strong>What We’re Looking For:</strong></p><ul><li>Minimum 4+ years of experience (including 2+ years as Branch Manager / Team Lead in Affordable LAP)</li><li>Strong knowledge &amp; proven experience in Affordable LAP product</li><li>Graduate in any discipline</li></ul><p><br></p><p><strong>Compensation &amp; Benefits:</strong></p><ul><li>Salary: Up to ₹7 LPA</li><li>Monthly &amp; Yearly Incentives</li><li>Petrol Allowance + Insurance Coverage</li></ul><p><br></p><p>Share your updated resume now.</p>

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