Gold Loan Manager
Peoples Co-Operative Society
Gold Loan Manager
Peoples Co-Operative Society
Vijayawada
₹16,000 - ₹40,000 monthly*
Fixed
₹16000 - ₹30000
Average Incentives*
₹10,000
Earning Potential
₹40,000
You can earn more incentive if you perform well
Field Job
Full Time
Min. 1 year
Basic English
Job Details
Interview Details
Job highlights
36 applicants
Benefits include: PF, Travel Allowance (TA), Petrol Allowance, ESI (ESIC)
Job Description
- 1. Sales & Business DevelopmentSource and generate gold loan business through walk-ins, referrals, and field activities.
- Achieve monthly gold loan disbursement and growth targets.
- Promote gold loan schemes, interest rates, and repayment options to customers.
- Cross-sell other financial products wherever applicable.
- 2. Customer Handling & Relationship ManagementGreet and guide customers throughout the gold loan process.
- Explain loan terms, interest rates, valuation process, and foreclosure options clearly.
- Maintain strong relationships to ensure repeat business and referrals.
- 3. Gold Valuation & Loan ProcessingPerform gold appraisal/valuation as per company standards (training provided if required).
- Calculate eligible loan amounts based on purity and weight.
- Ensure accurate data entry and file processing.
- Coordinate with operations team for timely loan disbursement.
- 4. Documentation & ComplianceCollect and verify KYC documents as per RBI / NBFC norms.
- Ensure proper tagging, storage, and safety of pledged gold.
- Follow SOPs strictly for audit and compliance purposes.
- 5. Recovery & Follow-upsFollow up with customers for interest payments and loan renewals.
- Support renewal, closure, and auction-related activities if required.
- Maintain accurate customer and loan records.
Job role
Department
Banking / Insurance / Financial Services
Role / Category
Banking/Loan Sales
Employment type
Full Time
Shift
Day Shift
Job requirements
Experience
Min. 1 year
Education
Graduate
Skills
Gold Sales, Gold valuation, Gold Loan Sales
English level
Basic English
Gender
Any gender
About company
Name
Peoples Co-Operative Society
Address
Vijayawada, Andhra Pradesh, India
Job posted by Peoples Co-Operative Society
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